What does it mean when something is flagged?

Anonymous · ‎09-20-2012

I recently received a email notifying me that something on my credit report changed. Aron looking ito, it says that a CA account had been flagged by experian. This account was paid in full a few days ago and I just got my letter from the CA saying the balance was off and it was bbeing submitted for deletion to the credit bureaus. But this item is still showing on my most recent report with a balance. Any idea why? Thanks,Chris.

LIGHTNIN · ‎09-26-2012

Hi and Welcome to the forums,

Sorry ,your post didn't receive any replies last week, so ........Here's a "Bump".

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RobertEG · ‎09-26-2012

Call the CRA and ask.

The CRA obviously has some issue with reporting on the account. It's impossible to say what their issue is without inquiry,

It could be that the debt collector stupidly provided the CRA with the reason for their deletion, which they are not required to do.

If they informed the CRA that their deletion was based on payment of the debt, that reason is directly contrary to CRA policy, and perhaps they are questioning the appropriateness of the reported deletion.

Shogun · ‎09-26-2012

+1 Ok, I just posted on here because I like RobertEG's use of stupidly.

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