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What does this mean?

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Cynthia1123
Contributor

What does this mean?

I did the pre-approval thing on CreditOne.com and I was denied, not surprised, but what does this mean?

 

It's supposed to be an Experian score:

 

We also calculated a custom risk score from information contained in your credit report obtained from the above listed consumer reporting agency Your credit score is a number that        reflects the information in your credit report. Your credit score can change, depending        on how the information in your credit report changes.   
    Your credit score: 145
    Date: 11/04/2013   
    Scores range from a low of -5     to a high of 298

My Fico Score :554 (07/26/13)
Goal:720

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: What does this mean?

They used their own scoring system which can happen sometimes.

Message 2 of 4
juggalo9er
Valued Contributor

Re: What does this mean?

when i was in a similar boat to what you are in i went cap one secured....not saying they would approve you but it is substantially cheaper than almost any card credit one has

Message 3 of 4
Cynthia1123
Contributor

Re: What does this mean?

Thank you

My Fico Score :554 (07/26/13)
Goal:720

Message 4 of 4
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