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What is the BEST Expert Advice Needed

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Drsgwld
Frequent Contributor

What is the BEST Expert Advice Needed

What is the best Realtime or daily credit score service? I belong to Equifax advantage and can look at my Efx score daily. I'd like to be able to do that with Experian and Trans Union also.
Message 1 of 12
11 REPLIES 11
Shogun
Moderator Emeritus

Re: What is the BEST Expert Advice Needed

I think USAA has a daily pull if you are in with them.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 12
Drsgwld
Frequent Contributor

Re: What is the BEST Expert Advice Needed

I'm not military. My son is tho...
Message 3 of 12
gdale6
Moderator Emeritus

Re: What is the BEST Expert Advice Needed


@Drsgwld wrote:
What is the best Realtime or daily credit score service? I belong to Equifax advantage and can look at my Efx score daily. I'd like to be able to do that with Experian and Trans Union also.

You are not going to be able to get Ficos from monitoring services, the only place you can get Fico scores on the web is here at MF, Score watch gives EQ Fico 08 score with their service. That is a Fako from EQ Advantage. If all you want is reports Shogun mentioned a good one, Eliminate ID Theft MPM is another one.

Message 4 of 12
Shogun
Moderator Emeritus

Re: What is the BEST Expert Advice Needed

Is he a member of NFCU?  If so, join through him.  If not, get him to join and join through him.  You won't be sorry.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 12
Drsgwld
Frequent Contributor

Re: What is the BEST Expert Advice Needed

What is NFCU? He is in the AF. I tried to encourage him to join USAA.
Message 6 of 12
Drsgwld
Frequent Contributor

Re: What is the BEST Expert Advice Needed

Equifax told me that their daily score and report is real time. Was that a lie?
Message 7 of 12
gdale6
Moderator Emeritus

Re: What is the BEST Expert Advice Needed


@Drsgwld wrote:
What is NFCU? He is in the AF. I tried to encourage him to join USAA.

Navy Federal CU, he should join this CU prior to leaving the AF.

Message 8 of 12
gdale6
Moderator Emeritus

Re: What is the BEST Expert Advice Needed


@Drsgwld wrote:
Equifax told me that their daily score and report is real time. Was that a lie?

No its real time but the score is not a Fico it is a Fako...

Message 9 of 12
Drsgwld
Frequent Contributor

Re: What is the BEST Expert Advice Needed

It's FAKO on their own scoring system? I'm confused. I was told Experian is FAKO too 😤
Message 10 of 12
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