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In a previous thread, It was suggested to me to get 1-2 more Credit Cards to get a high amount of revovling credit. Last weekend I tried to buy a car - was denied. Took 12 Hard inquiry hits to my credit
(Although I'm told it only counts as 1) I suppose my question is with my current credit score, what should I try for? What have people been approved for at this low of Credit? Is there already a thread for this? I'm sorry if there is!
I rebuilt with Cap 1. I suggest doing the same. They seem to be the most lenient with people with poor credit. Gave me a chance in 2010 when I had scores around 500. Spent the last 6 months cleaning up credit and now I probably qualify for any card I want. Just be patient. It takes time.
I would suggest a secured card from SDFCU. If you have no installment loans at all, you could also get a small secured loan with the same initial deposit.