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What should I do if CA isn't responding to PFD letters?

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Viper786
Regular Contributor

What should I do if CA isn't responding to PFD letters?

I have an unpaid medical collection on my reports for $122 from 2009 that I am trying to get removed. I have sent three PFD letters but have not received any response from the CA? Is there anything I can do about this?

 

 

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 1 of 11
10 REPLIES 10
AFreshStart
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

Keep sending them they are counting on you to give up. Just start sending them to the higher ups, ie Vice President, Cheif Executive Officer etc. Sometimes it takes one sometimes it takes thirty one. Email, snail mail whatever you have to do to get it deleted.

Last resort (only if life or death, lol), pay it then GW it away.
Starting Scores Nov 17: 581(EQ) 571(TU) 563(EX)
Cap One VentureOne 5k, Discover 2k, Amex Delta Gold 1k, Amex SPG 1k, Capital One 500,
Message 2 of 11
Viper786
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

The thing about this CA is they really dont have much contact info on their website: http://www.mermed.com/contact_us.htm

 

I wish I could find an email address for them. Is faxing a bad idea when it comes to PFDs?

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 3 of 11
AFreshStart
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

I personally have never faxed anything, so I'll leave that for someone else to answer. I sent you a PM, I couldn't an e- mail contact but hopefully that will render some results.
Starting Scores Nov 17: 581(EQ) 571(TU) 563(EX)
Cap One VentureOne 5k, Discover 2k, Amex Delta Gold 1k, Amex SPG 1k, Capital One 500,
Message 4 of 11
AFreshStart
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

Just looked at the copyright for the site and its 2007, the address listed seems to be outdated. If you do a Google search you can get an up to date address.
Starting Scores Nov 17: 581(EQ) 571(TU) 563(EX)
Cap One VentureOne 5k, Discover 2k, Amex Delta Gold 1k, Amex SPG 1k, Capital One 500,
Message 5 of 11
Anonymous
Not applicable

Re: What should I do if CA isn't responding to PFD letters?

You could even change tactics and DV them unless you've already DV'ed them.

Message 6 of 11
Viper786
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

I DV'd them and they repsonded to that within a few days but they are completely ignoring my PFD. I've been doing some research on this company on Google and it appears they do not accept PFDs and usually ignore them.

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 7 of 11
Anonymous
Not applicable

Re: What should I do if CA isn't responding to PFD letters?


@Viper786 wrote:

.... it appears they do not accept PFDs and usually ignore them.



Who is it?

Message 8 of 11
Viper786
Regular Contributor

Re: What should I do if CA isn't responding to PFD letters?

Merchants & Medical Credit Corp based out of Flint, MI

 

http://www.mermed.com/contact_us.htm

EQ - 701 FICO - ScoreWatch (8/2016) | TU - 754 FICO - Fico 8 (8/2016) | EX - 710 Fico - Fico 8 (8/2016)
Amazon Store Card - $10,000 | Amex BCE - $2k | Barclaycard Ring - $2.5k | Capital One Platinum - $7,500 | Capital One Venture - $10,000 | Capital One VentureOne - $7500 | Chase Freedom - $3.5k | Citi Diamond Preferred - $1500 | Discover It - $4200 | Ebates Visa - $25,000 | Macy's - $1700 | Lowes - $12,000 | Walmart MasterCard - $15,000
Message 9 of 11
Anonymous
Not applicable

Re: What should I do if CA isn't responding to PFD letters?

If this is having no success, perhaps you should try the HIPAA process instead of PFD.

Message 10 of 11
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