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WHen sending a PFD would that be acknowledging the account and therefore "restart the clock"? Or "reage" the accounts. Would it be better to leave a few of my medicals that will hit 7 early next year and drop off, instead of risking communication with them?
Something like this...
You're reporting xxx on my reports. I don't know this debt to be mine, but I want it removed. How about $xxx for removal?
nicely done! thx!