Where can I find the "drop off dates"??

[Anonymous]

I use Experian credit tracker and CK. I don't see any removal dates. What do yall use to get the removal dates of negative items??

[Anonymous]

They are only on the actual credit reports, not what is shown by monitoring services. You'll have to get them from either annualcreditreport.com (if you haven't pulled your free one yet) or by buying them from here or the actual bureaus.

[Anonymous]

Oh ok, thank you!

[Anonymous]

You're welcome. Just make sure you print or otherwise save the reports because there is a time limit on viewing them

[RobertEG]

You can determine the exclusion dates based on the statutory periods.

Monthly delinquencies must become excluded no later than 7 years from their dates of occurence.

From the mo/year of the delinquency as reported in the pament history profile, simply add 7 years to each individual delinquency.

For either a charge-off or collection they must be excluded no later than 7 years plus 180 days from the date of first delinquency on the OC account.