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Hello.
I had a personal loan at my bank that was to go from October 2007-October 2009. Well, I had 1 30-day late in July 2008. Just an FYI, I paid the loan off 2 months early. Anyways, I waited until I paid the loan in full and sent my 1st GW. In all, I believe I have sent 3 GW's since the end of August. Roughly 1 per month addressed to the bank's CEO (his personal name, not just CEO). The 30-day late is still reporting on my CR's and I haven't even received any kind of response even if it's a sorry, no can do letter. Is there anyone else I could address the GW to that might actually do something? The Bank President perhaps? Just a thought...otherwise I will keep sending to the same guy until hopefully he gets tired of receiving them. Maybe if I send another one today he'll be in the Christmas spirit!