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Why am I automatically routed to EX special handling dept?

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jason0618
Frequent Contributor

Why am I automatically routed to EX special handling dept?

I've been working on my reports, disputing old incorrect accounts, and today I called to remove some addresses that aren't wrong, but are not exactly right, either. A small number.
I got an email saying my dispute results were ready, and when I log in, I get a message saying: "we're sorry. We experienced a system problem and we are unable to provide your personal credit report for online viewing at this time. You may want to try again later."
I called the phone number I have for experian, and got transferred to the customer service center. The rep there told me that my file is handled by their special handling dept, and I'll need to speak with them. Of course, they're closed for the day. What's this mean?
Message 1 of 4
3 REPLIES 3
jason0618
Frequent Contributor

Re: Why am I automatically routed to EX special handling dept?

bump

Message 2 of 4
Kirmie2010
Established Contributor

Re: Why am I automatically routed to EX special handling dept?

This is just a guess but if you filed to have something removed or changed, its probably in review or being changed so its being handled by the specialist department.  (basically not the phone reps that answer every call that comes in, the backdoor number kinda to a different department that has the ability on their computer to change information)

 

When I call capitalone I can ask and change all sorts of things but the second I mention a payment issue or an old account they immediately refer me to account specialists and give me a number for them.

Message 3 of 4
Shogun
Moderator Emeritus

Re: Why am I automatically routed to EX special handling dept?

When dealing with mine, I was redirected to Special Handling with EQ.  Guess because I had lawyers and such involved.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 4
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