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Yes we can do it , very excited !

cuti
Regular Contributor

Yes we can do it , very excited !

Only in 2 months my Fico 8 raise 44 points , my exp mortgate score raise 75 point , here what happen :
I add myjeweryclub trade line to my profile help my utilization from 98% down to 60 % , and paid off 4 collection account with portfolio (only update paid, not delete yet) , paid off 2 charge off account to zero , I can't imagine if after I bring my utilization down below to 9% by next month and portfolio will delete 4 collection account and i will pay off another 2 more charge off account i dont know how many point i will get more ? maybe another 30 point ? 2 months ago my exp mortgage score was 537 and now it up to 612 ( 75 point up total) , I need it above 620 to apply for mortgage in Oct , very excited right now , to all rebuilder yes we can do it , just always listen to all the advice in this forum , your dream will come soon than you expect ! thank you all.
Message 1 of 5
4 REPLIES 4
FireMedic1
Super Contributor

Re: Yes we can do it , very excited !

Great job putting your foot down and tackle your old debts. Keep up the great work. It will pay off. Congrats

Message 2 of 5
gdale6
Moderator

Re: Yes we can do it , very excited !

Grats to your success
Message 3 of 5
Hockeypnc1
Established Contributor

Re: Yes we can do it , very excited !

Did you ask for pay for delete before paying the collections?

Message 4 of 5
SuperAwesomeWow
Regular Contributor

Re: Yes we can do it , very excited !

Some agencies like Midland and Portfolio do it automatically!
FICO Scores
5/20/2019: EQ - 568 TU - 591 EX: 589
Message 5 of 5
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