wally2159 wrote:
How can I see if a couple of things have come off my report without paying for score - also how can I get address straight with TU- I sent dispute and they sent letter stating they need proof of address since it is not the same as one they have?
thanks guys in advance everyone here is awesome!!
You can't get a CR without score from this website, but you can directly from the CRA themselves or through a monitoring service.
As for the address, send proof of your address. DL, utility bill, etc-- but if a creditor is reporting that address, they won't remove it.
If you haven't pulled your free reports in the last 12 months you can do that. See link below.
Otherwise, if you have your Experian report number from when you pulled your reports before, you can go to their website and towards the bottom in the middle it will say "review report again", click that and enter your report number and other information and you'll see a current copy.
Or go to TransUnion's online dispute and go through the steps to get a report to use for disputing. You don't actually have to complete a dispute, but can view your report.
If you've been denied credit in the last 60 days, are unemployed, and under some other circumstances you can get a free report from the CRA. If it is for denial of credit, you get a report from the CRA the creditor used.
TransUnion
Experian
Equifax
