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cap one secured

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Anonymous
Not applicable

Re: cap one secured

BoA and Amex are both out of my reach (for now) but i will keep them that in mind.

Message 11 of 16
Anonymous
Not applicable

Re: cap one secured

I got a BoA with lower EX than you, but my profile is a bit cleaner - 1 medical collection and lates 5 years old. ymmv

Message 12 of 16
Anonymous
Not applicable

Re: cap one secured

my EX file isn't as bad as EQ. id love a BoA account. just scared of that denial. sorry if out of order, copied from CCT.
 
 
 
Negative Information
 
 
Accounts Ever Late
4
Accounts In Collections
1
Time Since Negative
2.3 year(s)
 
Inquiries Summary
 
 
Inquiries
25
 
Public Record Summary
 
 
Public Records
0
 
Length of History
 
 
Oldest Account
11.2 year(s)
Average Account Age
2.7 year(s)
Message 13 of 16
Anonymous
Not applicable

Re: cap one secured


@Anonymous wrote:
my EX file isn't as bad as EQ. id love a BoA account. just scared of that denial. sorry if out of order, copied from CCT.
 
 
 
Negative Information
 
 
Accounts Ever Late
4
Accounts In Collections
1
Time Since Negative
2.3 year(s)
 
Inquiries Summary
 
 
Inquiries
25
 
Public Record Summary
 
 
Public Records
0
 
Length of History
 
 
Oldest Account
11.2 year(s)
Average Account Age
2.7 year(s)

You look to have a good shot, and if they decide no, 99/500 secured would be a counter offer for sure, and the card does graduate.

Message 14 of 16
Anonymous
Not applicable

Re: cap one secured

which card would you recommend applying for/ easier to get approval

Message 15 of 16
Anonymous
Not applicable

Re: cap one secured

You can use their pre-qual tool and apply for their recommendation, or prequal if that applies.

Message 16 of 16
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