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help.

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Anonymous
Not applicable

help.

How do I get legit inquiries off?

Also, comenity bank, first prem, and pinnacle.
I had paid them off before I ever found out about this form. I settled for a small amount. Theyve a updated to 0 balance. Any chance of getting them off?
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: help.

Lates with aes and chase student loans over 1.4 years ago. Is it possible to get those removed?
Message 2 of 13
Anonymous
Not applicable

Re: help.

Comenity cant seem to locate my account when I call in but they still report after I dispute what to do?
Message 3 of 13
Anonymous
Not applicable

Re: help.

There really is no legal way to get legit inquiries off your report.  You can contact the creditor and ask if they will remove them but, they don't have to.

 

For the items you paid, start sending out GW letters.

Message 4 of 13
Anonymous
Not applicable

Re: help.

What should the GWs say? I have trouble wording them due to dyslexia.What points should I focus on also what to include on the gw?
Message 5 of 13
Anonymous
Not applicable

Re: help.

Now comenity bank shogun helped me with but now they cant locate my account. Lol? Not with my ss or name or both or account number.
Message 6 of 13
solstice00
Regular Contributor

Re: help.

If one's inquiries are legit, and one would like to get them removed by disputes  then one would not get any help here in these forums.

I recommend you do not try to use deception to cover up legit inquiries. Inquiries come off within 2 years and sometimes within a year.

But if you dispute them, even though they were legal, you run the risk of dispute comments and split filing.

GW letters would not be of much use for removing inquiries, because there is, infact nothing much to say unless you would like to add

"I had inquired for a new credit card from your company. Unfortunately I have learnt from my mistake and I promise never to do it again. Sniff sniff. You company is the worst possible....... .

I wish you would be abe to oblige me and remove all traces of application from my report so that I do not get embarassed in public."

Thank you.

Regretfully yours,

................

 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Message 7 of 13
Anonymous
Not applicable

Re: help.


@Anonymous wrote:
What should the GWs say? I have trouble wording them due to dyslexia.What points should I focus on also what to include on the gw?

The GW should address what circumstances cause delinquencies, you've learned from your mistakes etc, etc.  Make it your own circumstances.

Message 8 of 13
Anonymous
Not applicable

Re: help.

Do gws generally work after things have been paid off?
Message 9 of 13
Anonymous
Not applicable

Re: help.


@Anonymous wrote:
Do gws generally work after things have been paid off?

Yes.  I've have never seen one for an unpaid debt work.

Message 10 of 13
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