how to delete these items? Please help

Anonymous · ‎03-28-2009

transunion

collection(original creditor at&t)

02/16/2009(date opened)

$512.00

Midland Credit(original Creditor citibank/zales)

593.00

11/18/2008(date opened)

collection(progressive insurance)

773.00

04/18/2006(date opened)

experian

National Recovery Agency

03/27/2009

124.00

collection of america

03/24/2009

512.00

Midland Credit management

01/20/2009

588.00

kay jewelers

07/2006

1382.00

Phoenix recovery group

04/2007

2839.00

credit management

03/2007

627.00

Anonymous · ‎03-28-2009

Not sure what you are looking for, but the only way to remove accurate items is to GW/PFD the creditors/CA.

To direct you, we need the following information for each account.

What is the DOFD?

Paid or unpaid?

Can you PIF if unpaid?

Is it beyond SOL?

Is it reporting accurately?

Have you DV'd?

Anonymous · ‎03-28-2009

not paid

dont want to pay

no im in texas so they have 7 years

yes it is reporting accurately

i have dv'd

i was just wondering if you or anyone has had success with these creditors in deleting them?

Anonymous · ‎03-28-2009

If you don't pay? They are not going to delete. You could try and negotiate a lower payment to delete with the CAs but you are going to have to reach an agreed amount to do that and you are definitely gonna have to pay something.

Anonymous · ‎03-28-2009

mark112 wrote:
no im in texas so they have 7 years

I think you are confusing CRTP with SOL. Have a look around the forums and read the links below for more information.

mark112 wrote:

i was just wondering if you or anyone has had success with these creditors in deleting them?

If you are looking for a away to have these removed without going through the proper channels, such as GW/PFD, you won't find it here.

The only removal methods for accurate accounts discussed here are ethical and consist of agreements that are willingly entered into by both the creditor/CA and the consumer.

Thread is now locked.