So I've been dealing with RPM CA regarding an amount owed to Verizon. Verizon still owns the debt, but farmed it out to RPM. I tried dealing with Verizon directly but they told me it had to be done through the CA. Fine, I call and talk with RPM offering to pay in full on OCT 3rd, he said he couldnt, and had to be by the 30th (seriously, what difference does 3 days make? Anyways it went nowhere and I ended the call. Today I get a call from them, trying to collect, I told him I can pay on the 3rd, I already have all my money tied up this month in paying off 2 other collections tha agreed to pfds. Now keep in mind , RPM hasn't reported anything on ky credit, neither has Verizon, so obviously there is some urgency in getting this taken care of asap. Well the guy goes on guilt tripping me, blah blah blah. Well he says something to me that the last agent from that CA said, " you have a very good credit score, I wouldn't want to see it get hurt" my fico is 542, how is that good? They obviously are making things up to try to convince me to pay, luckily I already knew what my score was. The last thing he said today was, if this isn't paid or settled, we will "charge it off" and return it to the OC. Can the CA report it as a charge off on my credit asvhe just threatened to do? Also if they can't, is this a good thing for me that this will be returned to Verizon so I can just deal with them, rather then any ca?
