Starting in 2014, i have been slowly rebuilding my (and wife's) credit after the '08/'09 meltdown. These forums have contributed, so thanks all.
I have managed to shed the sub prime rebuild cards (i've kept Merrick b/c of no annual fee), get my FICO 08 scores in the 730's, and picked up some new CrCards along the way.
Today, i feel at least, my wife and I confirmed our rebuilding efforts:
Today, she got approved for an AMEX Blue Cash Preferred card for $4,8k A card with AMEX is a great step (FNBO was to, but this is with AMEX)
Today, I got approved for the Citi SImplicty Card for $10.3k. A decent SL with one of the bigger companies (and one I have been wanting)
These may be minor steps in the grand scheme of everyting, but for us, these approvals provide some sasifaction from the disaster we encounted in 2008/09 when we allowed ourselves to get over zealous....and we paid a price.
Still have some work to do....but, a little self affirmation during this journey is kinda cool every now and again.
Hapoy 4th all!!
