lesson learned......

[dashpt]

Next time ask for early deletion with all the accounts you want deleted, not some......

So yesterday I asked Transunion for a early exclusion of two accounts set to fall of 04/2015 and 03/2015....they both were deleted this morning.....I'm kicking my self because one of them that got deleted was the original creditor but the collection agency is still on my report for the same debt set to fall off the same time I though they would have automatically deleted the CA when they deleted the OC.....oh well i'll try asking again next month.....i'm still happy about the two deletion though.....I plan to ask EQ and EX for deletion around December or so......

[Shiva78]

Congrats on some success.  I tried to get an early deletion with TU ealier today.  No luck.  It's scheduled to fall off on 3/15

Maybe I'll try EX next.  Thier date is 1/15.

[Pharoe33]

That's awesome, I may try this as I have two paid collections due to fall off in 2015.

[dashpt]

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@Shiva78 wrote:

Congrats on some success.  I tried to get an early deletion with TU ealier today.  No luck.  It's scheduled to fall off on 3/15

Maybe I'll try EX next.  Thier date is 1/15.

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how did you ask?  all i did was use the online dispute center.....I had access because i purchase my three reports through my fico.....then I used the option that says this account is too old to still report...then in the comment section I said " Can you please delete this account for me, it is very old and will soon fall off...I wrote the same thing for both accounts....that was about 2pm yesterday and I checked about 11 am today and it says delete for both....

[Shiva78]

You did it through online dispute?  Cool.

I followed the advice of many on here and called.  Spoke to some guy in India named Roy.  He wouldn't budge.  I'm

[dashpt]

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@Shiva78 wrote:

You did it through online dispute?  Cool.

I followed the advice of many on here and called.  Spoke to some guy in India named Roy.  He wouldn't budge.  I'm

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This is the second time I'm doing it with transunion.....yes I used the online dispute center but I'm not sure if what i did is considered a dispute since I chose the option that i said its my debt but its too old to report.....

[Shiva78]

I'll have to try that this week.  Thanks for posting!

[dashpt]

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@Shiva78 wrote:

I'll have to try that this week.  Thanks for posting!

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ok, but make sure you use the option debt is too old.....

[Whitneyy]

Congrats!

I don't think you have to wait until next month! When you call again you won't get the same person so just try it out!

[dashpt]

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@Whitneyy wrote:

Congrats!

I don't think you have to wait until next month! When you call again you won't get the same person so just try it out!

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I I did it online so can i do it online agin this month? or do i need to call now?