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...for those of you who have been helping me work through my lvnv saga, you might already be familiar with this story. here's the scenario...
drs/bonded was collecting for lvnv (who was collecting for god knows who, i haven't been able to get an answer to a dv over the past four months). i sent dv to drs, got GC back, and got no response to DV. lvnv then assigned to another company, boudreau, who i also DV and got no response.
the problem here is, drs has two hard inquiries on my TU file. i should be able to get these removed due to non-PP, right? they couldn't validate the debt, lvnv hasn't validated the debt, therefore they have no PP to have pulled my credit report...
how do i go about getting these removed? do i send copies of the letter and GC to TU asking to have the INQs removed? do i send a non-pp letter to drs? what should be my next step here?
the CRA can only do an investigation - they WON'T accept any excuse from the consumer
Send nopn-PP letters to the CAs - if necessary follow with ITS letters.