rebuilding questions.

[Anonymous]

So ive read i need 3 cards as far as rebulding goes. Can someone tell me if this will work or if i need anything else.

1st- cap1 $200 limit
2nd- cap1 platinum $500 limit
3rd- simplybe store $200 limit.

Do i need another bank card because i don't see myself spending money on the store card too much.

[rockbttm442]

3 bank cards are ideal for best results. Without knowing what's on your credit reports I'd look at a few prequalify sites and look into local credit unions. 

[Anonymous]

I'm interested in the response too.
I have the same as you but with higher limits.
And my store card is fingerhut which shows as a revolver.
So far the fingerhut account has helped tremendously because of the balance gradually decreasing each month.

[Anonymous]

See I hear 3 revolving lines of credit the 3 bank cards. Dunno

[Anonymous]

2 charge offs that are paid. And 13 late payments from nelnet on my student loans. Been trying to get those removed with no luck. I'm also an AU on a discover card with a limit of 7000.

[rockbttm442]

Bank cards are best even secure cards that graduate will help. Store cards are ok but I'd personally would suggest store cards that you shop at. 

[Anonymous]

The AU should count as the 3rd bank card right

[Anonymous]

Have you been looking for people higher up to GW the charge offs and lates?

[rockbttm442]

If you have no other option yes. This is a grey area to a lot of people. I've read where you can be denied for credit if you are an AU until it manually reviewed. 

[Anonymous]

Jackielee3178, I've tried everything im at the point where i just send out a GW letter to them every month. Nelnet are a bunch of crooks with no intentions of helping anyone without benifit to them.