they rang my home phone, calling in response to a PFD. they explained all they could do was mark it paid, and i said well before i pay a debt i don't recognize, i would need proof it was my debt, (i didn't say i was iffy on it, because it could have been my old roommate's account (a very old landline from 1993). then she got nasty, saying i had admitted responsibility by writing to them. then she claimed she never got the very letter she was calling about! thing is, it would be a landline from 2003. cr says dola 2005! LIES!!! if this is mine, that's an outright lie. WHAT DO I DO?? this has been re-aged, yes? and will be again now, yes? here, from my 8/18 experian: Status as of [?] Jul, 2008 Date opened [?] Mar, 2005 Date of last activity [?] Jun, 2005 Date of last payment [?] Not Reported Date closed [?] Not Reported Account number [?] XXXX5216 Loan type [?] Unknown - Credit Extension, Review, Or Collection Credit limit [?] Not Reported Largest past balance [?] Not Reported Terms [?] 1 Month Account Type [?] Installment Account holder [?] Individual Scheduled payment amount [?] Not Reported Descriptions [?] None on Record No contact information provided by Experian Balance [?] Current Status [?] Past Due Amount [?] $112 Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department $112 Seven year payment history [?] 30 days late 0 times 60 days late 0 times 90+ days late 10 times (Jul 2008, Apr 2008, Jan 2008, Dec 2007, Sep 2007, Jul 2007, Apr 2007, Dec 2006, Nov 2006, May 2006) Recent payment history [?]
TU Fako 640 (6/4/08), EXP FICO 605 (6/11/08), TU FICO 624 (7/3/08), EQ FICO 663 (6/9/08), EQ FICO 669 (8/18/08), EXP FICO 668 (8/18/08), TU FICO 663 (9/22/08),
EQ FICO 669 (10/6/08), EXP FICO 671 (10/6/08), TU FICO 714 (10/21/08)**TU FICO 3/27/09 736, EQ FICO 3/27/09 712**
