my bank only let me set up two payment arrangements for my overdraft and then I need to call back.
they wouldn't stop the $5 a day continuous overdraft charge though, so I feel like I am never going to get this overdraft payed off. but at least with payments, they most likely will not close my account and report me to chex system if I pay as promised.
I also made arrangements with orchard, and capital one to make payments.
I haven't called wells fargo about my credit card with them yet. I actually was thinking of putting the remainder of my paycheck (after bills) onto the credit card. it's not much, but it would pay the minimum balance, and then I could charge up it again with my personal expenses such as food. Is this a good idea? I mean I can't afford the minimum payments if I am paying for living expenses, and vise versa. will this put me in some extremely bad situation?
