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I submitted a follow up dispute to all three CRA's Certified Return Mail..I received the green cards however I also received a message from all three CRA's stating that they have added a security alert to my credit profile.....
Is this normal when going thruu the HIPAA dispute process? Is this a good or bad thing?
They say "Initial Fraud Alert requested by you or on your behalf"...The only thing I did recently was Opt out and submit my HIPAA dispute......I am not sure where the fraud alert came from.....How would a fraud alert affect applying for a house? Thye say the fraud alert is going to stay for 90days. Any information would be great
Oh **bleep**...I am not sure what to do at this point.....Do you know how a fraud alert would affect applying for a house?
No, just the medical. They were paid medicals on the credit report. I have been following the HIPAA process and was up to scenario #3 when I got hit with the fraud alert on Experian and Equifax. Transunion has not done this. It was only a week after sending the followup dispute to them so it must have been this that triggered it. They haven't sent me anything yet. I saw it on the credit report (dated April 10th), so I am not sure if they mean I am calling the CA a fraudulent charge or if they mean I am somehow the fraudulent person.
Maybe it is a new tactic on their part?