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HIPAA Process

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aquatic1
Established Contributor

Re: HIPAA Process


@fused wrote:
You sent the CA the ALT med DV letter, right?

yes but that was yesterday evening.  I checked to see where it was and it has not been deliever yet.  most likely tomorrow since the CA is only 4 hours outside of new york city. 


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


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Message 11 of 15
fused
Moderator Emeritus

Re: HIPAA Process

I don't know why now EX has marked these two collections as in dispute. I was thinking maybe the CA and EX were communicating as a result of the Alt Med DV letter, but obviously that's not the case.
Message 12 of 15
aquatic1
Established Contributor

Re: HIPAA Process


@fused wrote:
I don't know why now EX has marked these two collections as in dispute. I was thinking maybe the CA and EX were communicating as a result of the Alt Med DV letter, but obviously that's not the case.

Exactly, it is very strange to me and this is the first time that I have done the HIPAA process.  I guess what will be will be.  Either they will delete now or I will need to continue to the next steps.  But wait, isn't the next step is to send another letter to the CRA after I recieve the green card?  Do you think I should hold off on that until this investigation is completed?  Its still weird to me that only two fo the three accounts are showing as being investigated!


Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


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Message 13 of 15
fused
Moderator Emeritus

Re: HIPAA Process

Go ahead as planned, you are giving the CRA new info, so they should investigate. If they refuse to investigate or delete, then you should file a complaint against them with the FTC. The CRAs hate when consumers file complaints against them with the FTC. Deletes are known to happen using this option.
Message 14 of 15
aquatic1
Established Contributor

Re: HIPAA Process


@fused wrote:
Go ahead as planned, you are giving the CRA new info, so they should investigate. If they refuse to investigate or delete, then you should file a complaint against them with the FTC. The CRAs hate when consumers file complaints against them with the FTC. Deletes are known to happen using this option.

 

thank you for the words of advise.  As soon as I get the green card I will send my letters off.  I am in the process of getting them ready as I type!!!

Starting Score: EX:603
Current Score: EX:603 (10/16/19)
Goal Score: EX:740


Take the FICO Fitness Challenge
Message 15 of 15
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