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It has been 30 days still nothing. What happens Now

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Anonymous
Not applicable

It has been 30 days still nothing. What happens Now

I disputed a debt exactly 30 days ago on my equifax report. It is a Med debt. I have not recevied anything in the mail from equifax or the collection agency. So what happens now. don't they legally have to remove it?

 

I disputed it the day after it hit my report. I want it gone.  Please someone give me some advice. 

Message 1 of 5
4 REPLIES 4
Anonymous
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Re: It has been 30 days still nothing. What happens Now

and it doesn't say disputed and verfied.
Message 2 of 5
fused
Moderator Emeritus

Re: It has been 30 days still nothing. What happens Now

When you say you disputed, did you send EQ this letter PRE-HIPAA MEDICAL DISPUTE LETTER

 

Is the collection paid or unpaid? 

 

 

Message 3 of 5
Anonymous
Not applicable

Re: It has been 30 days still nothing. What happens Now

No i did an online disputed stating the paid orginal creditor before collection status.

And disputing status.

 

I did the opt out and stuff like that to.

 

I disputed it on 3/14/09

 

It updated on EQ on 4/18/09 to paid but no diputed and verfied.

 

IT is paid. to the OC

Message Edited by Saabu on 04-18-2009 03:35 AM
Message Edited by Saabu on 04-18-2009 03:38 AM
Message 4 of 5
fused
Moderator Emeritus

Re: It has been 30 days still nothing. What happens Now

Send the pre-HIPAA dispute letter to the CRA ('s) CM (no RR, this is the only letter in the HIPAA process where you will not send it CMRRR) and wait up to 35 days for the results of the their investigation(s). Be sure to handwrite this letter (and the envelop too) using personalized stationary and teal blue ink. If your med collection is deleted, you're finished. If its not deleted, post again in this thread for more advice.

 

PRE-HIPAA MEDICAL DISPUTE LETTER

Message 5 of 5
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