Medical Collections

[Anonymous]

Ok I have this on my credit report

FFCC-COLUMBUS INC

Current Closed

614-358-9900 

Mailing Address: 1550 OLD HENDERSON RD ST COLUMBUS, OH 43220

More Account Details

              Account Name FFCC-COLUMBUS INC   No Data Returned
For This Bureau   No Data Returned
For This Bureau   Account # 816XXXX       Account Type Collection Department / Agency / Attorney       Balance $0.00       Date Opened 11/1/2007      

                      Account Status Closed               Mo. Payment           Close Account Details Past Due             Payment Status Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12           High Balance             Limit             Terms 1 Month           Comments Account in dispute-reported by subscriber

It was for a medical collection.  I offerded them like $50.00 or 100.00 for PFD and had no response several times.

Now I have another collection agency after me for medical for 300.00  I just got the paperwork today and I sent them an offer to pay them 200.00 for no reprt to the credit bureaus.  I get no responce.  Am I stupid or what do you guys suggest?  I am confused.  Thanks Ted and Pati

[Anonymous]

Was this included in a BK?

[Anonymous]

The FCC columbus was included in BK. 

The mail I recieved today I attached this letter to and am going to send out tommorow.  It was not included in the BK.

If I am doing something wrong or you suggest I just pay the whole 273.00 let me know.

April 29, 2009

Nationwide Credit and Collections

PO BOX 3159

Oak Brook, IL 60522-3159

Dear Nationwide Credit and Collections,Subject: Account 010985000592

This letter is an offer in compromise due to my personal financial situation.  I am willing to pay this account $200.00 to make it go away.  I am struggling with my bills like everyone else and if you are in agreement to accept $200.00 for deletion of this bill from any and all credit bureaus please send a letter stating that you are willing to accept the $200.00 for a final payment and there will be no reporting of this bill to the Credit Bureaus.  The funds will be paid by certified funds to the collection agency, once a letter is received stating that neither Suburban Pulmonary nor Nationwide Credit and Collections will be reporting this to any Credit Bureaus.

I am sure in the time of financial crisis that is currently going on that this is an acceptable offer to Suburban Pulmonary.

Sincerely,

[Anonymous]

OOPS I GUESS I marked that as accepted and didnt mean or know what I was doing.

[fused]

Welcome! Have you read the med collections and HIPAA letter process link in my sig line?

Since this med collection is reporting as IIBK, HIPAA will not help because public records are exempted from HIPAA, you have no protection under HIPAA with public records.

[Anonymous]

So if it was included in Bk or not.  If I send FCC
Columbus a letter for 50 or100 bux PFD why would they not take it?

As for the second letter I recieved today that was not included in BK from nationwide what do you suggest.  Did you read my letter I am sending out tommorw.  Will this work or should I offer them the 273 they are asking for before they post it to the credit bureaus?  Thanx

[Anonymous]

Maybe this will help me if you see the three bureaus and how they are reporting the FCC Columbus thing.

                       

                 

COLLECTION COMPANY OF

Potentially Negative

781-681-4300 

Mailing Address: 700 LONGWATER DR NORWELL, MA 02061

More Account Details

              Account Name COLLECTION COMPANY OF   COLLECTION COMPANY O   COLLECTION   Account # 1058XXXX   1058XXXX   1058XXXX   Account Type Collection Department / Agency / Attorney   Collection Account   Collection Account   Balance     $134.00   $134.00   Date Opened 10/1/2008   10/1/2008   10/27/2008  

                      Account Status Closed       Open       Mo. Payment               Close Account Details Past Due                 Payment Status No status   Account Disputed   Collection account       High Balance                 Limit                 Terms Unknown               Comments Account in dispute-reported by subscriber
  Account Disputed
  Account information disputed by consumer

                                                   EXPERIAN IN FIRST COLLUM                                 EQUIAX IN SECOND               TRANSUINION IS IN THIS ONE

This is from FREE CREDIT .com I know but I was paying for true credit until I removed all I needed to remove from them.  Then I decided to pay for Free Credt report.com to remove the experian stuff.  Let me know what you guys thing.  Pati

[Anonymous]

I guess the paste didnt work neither.  If you do not understnad it let me know you should be able to figure out the three bureau report.

[Anonymous]

FAKO 657 EXPERIAN

[Anonymous]

On the one that was included......you can do nothing. It is illegal for them to accept any amount of money!!!

For the other med debt not included in BK........Follow the HIPAA process from the beginning!!!

You must make full payment to use the HIPAA process (HIPAA is only for paid med collections.

You will make payment using the OC letter AFTER the first steps.

Never talk to or contact the CA!!!

Remember follow the HIPAA from the beginning. And handwrite all dispute letters!!