There is a local company that I have 2 paid medical collections with. I disputed one on my credit prior to finding this board and the hippa law and the verified and it dropped my credit score. We are a few months away from applying for a home loan and I would love those pesky things to be off there. Would it hurt to try to speed the process up by calling the company and asking them to delete due to they are paid in full and fall under the hippa law?
