Please I need some advice for HIPPA ASAP, put on report but I already paid!

[Anonymous]

Hello any help would be great, 

I had a medical bill that I have been making payments on to the OC since January. I have just give final payment last week. They had sent it to a CA in January, but I just keep paying the OC they said no problem and I have all the cashed checks. When I paid the final payment last week I told the lady the a CA had tried to contact me about this bill. The lady at the office said that she would contact the CA and tell them I paid. Well yesterday, I got a score watch from the CA on all reports, it dropped my score a lot! I called the OC this morning and she said she called them last week but they could put it on my reports anyway because they contacted the CA in January. She also said HIPPA doesn't apply to collections? She said she would call them and tell them it was paid before the CA put it on my report but if the took it off it could take 30-45 days.

What should I do? I am right in the middle of getting a mortgage!!!!!

[fused]

Is your lender aware of this new collection? Its paid, see what they have to say about it. Credit repair and buying house do not mix, but I think you know that.

[Anonymous]

Yea but they put it on my credit report when they shouldn't have. it drop my score by like 60 points.

[fused]

I would post your situation on the mortgage board. Be sure to focus your questions on how this new med collection might change or complicate the underwriting process. Some lenders only require it to be paid, and you've done that already.