Speed up Process

[mystikal1]

Can I speed this process by paying the OC right away, or do I have to dispute everyone?

[fused]

No, you shouldn't just pay the OC. What's the big hurry?

[mystikal1]

I am trying to get everything lined up for a mortgage around Sept-Oct. Do you think that is enough time?

[mystikal1]

One more question. If you have to pay the OC do you send them the original amount or the amount shown by CA?

Example: Original Amount Owed $452

               Balance Owed $710

Thanks in advance.

[fused]

Please use the template in the link below, so we can access your situation.

Template

[mystikal1]

Is the med collection on your reports?Yes

Is it paid or unpaid? Unpaid

If paid, who did you pay, the OC (original creditor: doctor, dentist, hospital, etc.) or the CA (collection agency)?

If unpaid, do you have the money to pay it off in full? Yes

Do you remember the date(s) of treatment? Yes Appx Date

Have you ever disputed the med collection? If yes, when and how? No

If you did dispute the collection, is it currently marked as "disputed and/or verified" on your report(s)?

Have you ever requested debt validation from the CA? If yes, what did they send you and when did you receive it? No