The HIPAA Letter Process not working for me, need help.

[fused]

I think you should file a complaint against EX with the FTC. Its quite clear EX did not properly reinvestigate your follow dispute and they refused to delete a collection that has not been validated.

[Anonymous]

I woke up late this morning. The gas light came on in my car before I even got out of the driveway.  My burger at lunch had entirely too much mayo, bun sliding off and ending up in my lap.  I thought the final straw was when a birthday cake I ordered chocolate and Walmart made it Vanilla but the final straw was the letter from Experian.

Complaint has been filed with the FTC.  Is there anybody else I can file a complaint with while I'm in the mood?

[fused]

Yikes, you want to nail everyone, don't you.

[Anonymous]

You are NOT going to believe this.  I logged into my bank account and (I'm in Texas), noticed a charge of $274.04 in Hammond, IN at a Food4Less.  While I was on the phone canceling my MC debit card the website updated and it was hit again for $139 even in Lansing, IL.  at a Kmart. 

Could my luck get any worse?  I suppose so...I guess this is where the old saying "at least you have your health" applies.  (knocking on wood, no, that's particle board made to look like wood.)  Aw-Oh. 

I did file a complaint with the FTC and with the BBB and I'll post results when I receive them.

Let me ask though.....there are 4 medical collections on my CR.  One for $54 paid, the other 3 are unpaid, over 2 years old and all under $200.  Credit scores hover around 600 due to some late house payments last year but that account is improving every month.  I'm thinking maybe I should just bury the bad with all new good and increase my scores that way.  Any opinions?