What if OC tells you to call CA?

[Anonymous]

I live in California, unfortunately.  Since they're taxing us to death, here, I may be headed back to my birthstate of

Georgia soon!  

There's a special place in Heaven (credit and otherwise) for you, fused!  Bless you and the rest of the moderators for all the good work ya'll do.

Many thanks!

Georgifornia 

[fused]

Well, thank you! Hopefully, you win and the collections get paid and deleted.

[Anonymous]

Hi fused!  I'm back.....

Checks for both debts have cleared my account ($170.38 on 3/31 and $56.70 on 4/8).  I also received a letter from the CA dated April 2 regarding the first debt which stated:  

To Whom It May Concern: 

This account was paid in full on 3/31/2009.  The record shows that a total of $170.38 has been paid.  This account will be deleted from all credit reporting agencies.  

I did a Happy Dance when I received that letter!  I never called the CA and they didn't try to collect any interest.  However, the debt is still showing up on my CRs a month later and is having a negative impact.  Also I need a better score to be able to move when my lease ends next month. 

Should I write the CRs and send a copy of the CA letter?  Also, should I wait until COs are removed before pursuing legal action against CA?  

Thanks, fused! 

[CreditGuy03]

I would have sent a copy of that letter to all reporting CRA's the day I received it in the mail. Just to speed up the process

[Anonymous]

Give them 30-60 days to delete.