When to do what?

[Journey]

Ok, so I Pre-HIPAAd all 3 CRAs for 4 PAID med accounts.

Here's the progress so far:

TU: Deleted 2 (YAY!!!), verified 2, both from another CA, TU received my Pre-HIPAA on 2/27/09, no word from CA yet, do I start scenario #3 at 35 days (I counted on the calendar...but should I just be adding one month +5?), on 4/3?

EXP: they rcvd my Pre-HIPAA on 2/27/09 for same 4 PAID med accts, because I sent an additional different account dispute after that, they extended my dispute to 4/12. Again, no word yet from CAs. Do I also start scenario #3 on 4/3 if no word from CA, or wait until 4/12 when EXP investigation complete? Thing is, this is the same CA from TU  who is running up on 35 days for the same acct. So, do I give the CA the extra days EXP took or not because they have to respond by the TU window?

EQ: same as above, they rcvd Pre-HIPAA on 2/27/09 for same 3 PAID accts (one got lost in the mail, which I have to resend later). No word AT ALL from EQ yet. Do I also start scenario #3 on 4/3 if no word from CA (which is the same CA not deleted for TU and not yet finished for EXP)?

Thanks...I hope I am not asking too many questions. I am probably way overthinking this whole process but I really just want to do it right.

[fused]

Congrats on the two deletes on TU. Wait for all of the CRAs to complete their investigations. Then post your results. Do not send any letters in meantime.

[Anonymous]

guys i need help. ive just learned about this hippa pt out process yesterday so i am a newb at this.  i have optd out with the credit bureau. i have 2 PAID med accounts from Senex corp. do i send the opt out letter from Step 1 to Senex?

I also have an upaid at&t bill that has been removed 4x and keeps coming back from the dead.  i now understand that their selling that account.  Do i opt out with that company?

how do i keep companies from reselling old debts.  if i opt out i understand thats bad to do that with a bad account.  thanks in advance

[fused]

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sarge01 wrote:

guys i need help. ive just learned about this hippa pt out process yesterday so i am a newb at this.  i have optd out with the credit bureau. i have 2 PAID med accounts from Senex corp. do i send the opt out letter from Step 1 to Senex?

I also have an upaid at&t bill that has been removed 4x and keeps coming back from the dead.  i now understand that their selling that account.  Do i opt out with that company?

how do i keep companies from reselling old debts.  if i opt out i understand thats bad to do that with a bad account.  thanks in advance

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Please start your own thread, that way none of us get confused.

[Journey]

Thanks Fused!

I will do that...see you soon!