? on opt out

[Anonymous]

Do I opt out from all my creditors inluding mortgage, installment, revolving, etc?  thanks dP

[fused]

Yes, ALL creditors you are in good standing with.

[tbone74]

Just for clarification... opt out of all accounts in good standing.  Would charge-offs and other collections that are PIF be considered 'good standing'?

Additionally, what is the benefit of opting out.

Thanks in advance!

[Anonymous]

No they would not.  Good standing with a creditor means that you have an account that is open and all payments are being made.