Just giving other people here motivation. Being debt free is a load and stress I didn't realize I had. Never paying interest on Credit cards again!!
@Gmoney144 wrote:So. for the first time in 22 years I'm debt free. I paid off Credit cards, student loans and a car loan Still have a mortgage so technically not debt free. It took an near life threatening injury to alter how I looked at finances. While recovering, I happen to browse these forums and 4 years ago I went to work to correct my financial status. First, I divided 15k in CC debt between 2 of my DW no interest CCs. Next I paid of my car in 2 years. Last, I paid off my student loan debt that was over 100k. It was not easy and there were minor setbacks but we persevered. Some things I would do differently at an early age? Take a personal finance course in college. I think it should be a requirement at a university. Attend a state or public university. I went to a private college and the juice is not worth the squeeze if one's majors in a non tech or science( as I did). Maximize your 401k matching fund and start a business. That is what Ive learned in the 4 years. Thanks to everyone for the great advice given.
Congratulations on achieving this milestone.
Next step is to get rid of that mortgage some day.
Man that's a good feeling to finally have. Been there once, its very nice!
