Totally. Always watching out for some crazy SUBs.
@Jesuschild2712 wrote:So i'm pretty sure I am not the only one, but I am always looking for new cards to apply for. I don't even need them it just gives me a thrill getting approved which I am aware all the inquiries are doing slight damage, but it will be ok haha. Sorry if this is a lame post i'm just new here and trying to get started. I have come to this forum multiples times for advice and I am super greatful, looking forward to getting more involved!
LOL you're definitely not alone. I don't even have good credit and just got over a credit apping fever recently. And yes, I made some mistakes. Picking and choosing, opening and closing some accounts. But I was able to get my fever under control now and I'm back in the garden. So much so I setup a little incentive to keep myself in the garden.
Self-Made Incentive: Opened a 24 month CD that I setup bi-weekly payments since I can add to the CD at anytime (NFCU). When the CD matures, I''ll be inquiry free. I'll have a nice savings. And my AAoA will have aged 2 years. May be a lame incentive, but I had to make it work for me in such a way the I'd be making progress with credit and building savings.
I also love that feeling I get when I hit the apply button. It's sort of like going to a casino at first and playing a slot machine in the beginning of the build. Then after a few approvals it becomes more like having a beater car and you want that BMW so you climb the build by staying still to be eligible for it. Finally once you have that BMW I need to accessorize it (CLI) and make it the most beautiful car around. Once this is completed guess what, yup time to trade it in lol.
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@RobynJ wrote:I also love that feeling I get when I hit the apply button. It's sort of like going to a casino at first and playing a slot machine in the beginning of the build. Then after a few approvals it becomes more like having a beater car and you want that BMW so you climb the build by staying still to be eligible for it. Finally once you have that BMW I need to accessorize it (CLI) and make it the most beautiful car around. Once this is completed guess what, yup time to trade it in lol.
I like this story.... It appears I'm still driving a beater 😁🫠
@ptatohed wrote:For me, it was like this when I was young. When I was 18+, how many credit cards can I amass? Visa, MC, store, gas station, etc. Today, in my mid 40s, I think unless this new card can give me something my existing cards don't, I am not interested. Not as 'fun' but more 'practical'.
In college, me and a buddy apped for every credit card offered to us. It was a game between us.
We knew the game was over when we got denied for the Radio Shack store card....
@NoMoreE46 wrote:
@ptatohed wrote:For me, it was like this when I was young. When I was 18+, how many credit cards can I amass? Visa, MC, store, gas station, etc. Today, in my mid 40s, I think unless this new card can give me something my existing cards don't, I am not interested. Not as 'fun' but more 'practical'.
In college, me and a buddy apped for every credit card offered to us. It was a game between us.
We knew the game was over when we got denied for the Radio Shack store card....
LOL
Ahhh! I think I applied for the Radio Shack card too - just to get some lame discount off a SPL meter or something, lol. I think I still have the meter!