wrote:@Anonymous wrote:
I've done the IUP for the last two years. For the 6S launch, I did one phone. They pulled my Equifax (I live in Colorado) and my EQ Fico score was a 672 and I was approved. Last September for the iPhone 7 launch, I had a 688 EQ FICO. I did two phones, one for me and one for the wifey. I was a little nervous that they'd pull my score multiple times since there were some issues with T-Mobile so they had to return my first IUP and re-run everything. Then maybe a week and a half later I exchanged my iPhone 7 for a 7 Plus, they had to run everything again. Still only 1 HP for all the transactions
The first year, I heard from employees that more people than they expected were getting turned down for the IUP.
There hasn't been any tradelines from the IUP showing up on any of my reports, just the HP...
Oz
Wait so you only had 1 HP from the initial application and didn’t get dinged for another HP when you upgraded? If that’s true I might do this.
The HP yearly is what’s preventing me from doing this.
Reviving this:
So I just pulled my report from EQ and Citizen's HP'd me in 2016 for my first IUP and HP'd me in Sep 2017 when I upgraded to the 8+. So it is a HP each time you upgrade. When I noticed that I'm done doing that program, no need for it when I can just pay cash or use PayPal on Apple's website.
