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Community Ranks

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babygirl1256
Senior Contributor

Re: New Rank . . . Woo Hoo

@M_Smart007 Thank you so much . . .this forum is awesome!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 261 of 433
M_Smart007
Legendary Contributor

Re: New Rank . . . Woo Hoo

@AllZero, Congratulations on your new rank of  "MEGA"Contributor fiesta.gif

Message 262 of 433
CreditAggie
Community Leader
Super Contributor

Re: Community Ranks

I have ranked up to Super Contributor!

BBA9A83A-32EE-4B83-B14E-1BF309776A25.jpeg

 

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 263 of 433
FinStar
Moderator Emeritus

Re: Community Ranks


@CreditAggie wrote:

I have ranked up to Super Contributor!

 


Way to go @CreditAggie and congrats on your new rank achievement!

Message 264 of 433
CreditAggie
Community Leader
Super Contributor

Re: Community Ranks


@FinStar wrote:

@CreditAggie wrote:

I have ranked up to Super Contributor!

 


Way to go @CreditAggie and congrats on your new rank achievement!


Thank you @FinStar !

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 265 of 433
Oscarb93
New Member

Re: Community Ranks

Thanks for the info! 

Message 266 of 433
mgood
Valued Contributor

Re: Community Ranks

1052 is the magic number.

 

established 1051.jpg

established-valued 1052.jpg



EQ8 778, TU8 764, EX8 772 as of August 5
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 267 of 433
FinStar
Moderator Emeritus

Re: Community Ranks


@mgood wrote:

1052 is the magic number.

 

 


@mgood - keep in mind that this particular milestone is not widely the same outcome for every member ranking up. There are some educated guesses that have been posted upthread based on a variety of documented thresholds, but 1052 is not going to be the "magic number" [specific for this rank] for all members 😉

Message 268 of 433
mgood
Valued Contributor

Re: Community Ranks


@FinStar wrote:

@mgood wrote:

1052 is the magic number.

 

 


@mgood - keep in mind that this particular milestone is not widely the same outcome for every member ranking up. There are some educated guesses that have been posted upthread based on a variety of documented thresholds, but 1052 is not going to be the "magic number" [specific for this rank] for all members 😉



I was wondering what the deal was. Looking at earlier posts, I thought it was at 1000. Then maybe 1051. Not sure why it was 1052. I have WAY more than the numbers that seem to be required for sign ins and minutes online. I'm over "Senior Contributor" level on those according to the list on Page 17.

 

So this is a game? Like trying to gather as many data points as we can to figure out exactly what makes FICO scores go up and down, we are trying to figure out the ranks in the same fashion?

 

mf stats.jpg



EQ8 778, TU8 764, EX8 772 as of August 5
AZE12 - 6% Utl - New Cards: 1/6, 3/12, 6/24
Message 269 of 433
FinStar
Moderator Emeritus

Re: Community Ranks


@mgood wrote:

@FinStar wrote:

@mgood wrote:

1052 is the magic number.

 

 


@mgood - keep in mind that this particular milestone is not widely the same outcome for every member ranking up. There are some educated guesses that have been posted upthread based on a variety of documented thresholds, but 1052 is not going to be the "magic number" [specific for this rank] for all members 😉



I was wondering what the deal was. Looking at earlier posts, I thought it was at 1000. Then maybe 1051. Not sure why it was 1052. I have WAY more than the numbers that seem to be required for sign ins and minutes online. I'm over "Senior Contributor" level on those according to the list on Page 17.

 

So this is a game? Like trying to gather as many data points as we can to figure out exactly what makes FICO scores go up and down, we are trying to figure out the ranks in the same fashion?

 


There is obviously a secret sauce, but the details will never be known. Secret sauce can also be subject to change. At best, algorithms determine whether certain criteria is met or achieved for ranking upward. So, an exercise in futility in trying to reverse engineer the process since all that has been known/shared over the years are some best guesstimates. 

FWIW, a rank level, especially in the higher tiers, doesn't always mean there's tangible quality either 😎

Message 270 of 433
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