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Community Ranks

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Moderator

Re: Community Ranks


@Meanmchine wrote:

Hey @UncleB 

Whats the trick to being a Community Leader?

Is it a popularity contest because I see CLs with significantly less "experience" here then others. It is rather insulting sometimes


There's no trick, and it's definitely not a popularity contest... more info is here:  https://ficoforums.myfico.com/t5/User-Guidelines-General/Criteria-for-Community-Moderators-and-Commu... 

Message 181 of 197
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Epic Contributor

Re: Community Ranks


@Thomas_Thumb wrote:

@Brian_Earl_Spilner wrote:

@UncleB we're on a forum where people try to gather datapoints to reverse engineer proprietary scoring formulas and algorithms. Are you really surprised?


Exactly, it's done for enjoyment not for value add Smiley LOL

@CassieCardthanks for the detailed stats. Below are mine. I don't post all that frequently so that's my constraint. For many others it is number of log-ins. Generally not minutes on-line (except when there was a system glitch that reset minutes). It would be interesting to get more data points for minutes on-line for Valued, Senior, Super and Mega contributors. That's not a visible public domain attribute in user profiles.

 

Sign ins and minutes on-line for @M_Smart007  would be particularly insightful given his rather recent membership and Mega rank.

 


Probably The Best Analogy on Ranking!

 

Message 182 of 197
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Epic Contributor

Re: Community Ranks

 

@Thomas_Thumb

 

"Sign ins and minutes on-line for @M_Smart007  would be particularly insightful given his rather recent membership and Mega rank."

 


Message 183 of 197
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Senior Contributor

Re: Community Ranks

Thanks for the stats. 

 

As of 8/13/2020 it looks like you are potentially under 400 posts from reaching Epic Contributor rank. Your minutes on-line and sign-ins have surpassed their respective thresholds based on the latest table update per this link: 

 

https://ficoforums.myfico.com/t5/SmorgasBoard/Community-Ranks/m-p/6099906#M77728

 

It appears the threshold for minimum # of sign-ins (specifically at frequent contributor ranking and above) is lower than originally thought. That's understandable as some MyFICO addicts don't signout all that often. Some thresholds have been reduced accordingly.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 184 of 197
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Member

Re: Community Ranks

Thanks for the post. Glad to know where I stand I love this site and seem to refer to to a lot. Glad I finally joined with others in my credit journey!!

Current Scores:
Exp 620 TU 598 EQ 574
Goals
EXP 680 TU 680 EQ 650
Message 185 of 197
Highlighted
Valued Contributor

Re: Community Ranks

@Thomas_Thumb: Here's another snapshot from a member that just reached 'Frequent Contributor' this morning.

 

It seems like the Signins:TotalPosts ratio has to be somewhat close.

 

Snapshot taken by a member who just reached Frequent Contributor a few hours earlier.Snapshot taken by a member who just reached Frequent Contributor a few hours earlier.

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

Keeper of the Scrolls of ResilienceEQ FICO Resilience Index Score Leaderboard

46 forum members have shared this new credit score. Share yours today!

Message 186 of 197
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Super Contributor

Re: Community Ranks

No Mega yet. 🙄 I've spent less time on the forum since work is busy, plus I've lost my extra lunch time. 

No Mega yet. Perhaps it's time spent on the forum?No Mega yet. Perhaps it's time spent on the forum?



Last HP 09-14-2020



Message 187 of 197
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Senior Contributor

Re: Community Ranks

You certainly have sufficient posting activity. Lacking in total minutes online and possibly short on sign-in count.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 188 of 197
Highlighted
Valued Contributor

Re: Community Ranks

@CassieCard @Thomas_Thumb 

Here you go!  I clicked over to Established Contributor at 500 post.   I had 251 logins while the post count was 463

Screenshot_20200903-152649_Gallery.jpg

 

 

 

 

 

 

Current as of October 3rd
TCL $129.6 - 7%UTL $22.2K - Remaining SL Balance
FICO 08 EQ722, TU723, EX728 || Mortgage Scores: EQ 724, Tu 694, EX 722

PSECU $30K || CHASE $9.6K || NAVYFED $66.1K || DISCOVER $20.9 || Store CC $3k CL soon to be closed

Restarted my rebuild in April 2018
(1) Unpaid CO from 2015 - Paid Aug 2020
17 Open acounts 6 closed
9 Open loans / 2 Closed || DTI 4.3%
AOYRA (2) at 13 months || AoOA (2) at 23 years || AAoA 9.9years AAoRA Calculating months

Inquiries: 0/6 0/12 4/24 - EQ/TU/EX (0 / 3 / 1)
- I am experimenting with scores...and it is not working in my favor yet!

Dirty/Thick/Aged/ No New Acoounts

Message 189 of 197
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Moderator

Re: Community Ranks

@Credit4Growth  your image was removed because it contained personal information. 

Feel free to repost without it. 

Message 190 of 197
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