@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I haven't had my Chase Freedom card very long, but I used it recently at Belk and the female cashier looked at it and looked at me and was noticeably a lot more chatty and flirty when I whipped it out. The Chase Freedom isn't really that exclusive of a card, but there are probably not that many males in their early 20s that have the Freedom card. I don't know if the card made me more attractive as it was that the card gave off the impression of financial stability, which itself can be attractive. Little did she know she was very much barking up the wrong tree...
I'm sure there are plenty.
I decided to put that to the test and went to Creditkarma to see what it said about the median age of Chase Freedom cardholders. I am going to have to stand by my original statement. It is clear that the median age skews heavily towards the 25-34 range (55% of cardholders in fact), but not nearly as many people born in the 90s who are 18 or older have the Freedom card. In fact, 18-24 wasn't even the second most popular demographic. Of course, there are still millions of cardholders in the early 20s that have the Chase Freedom card because it is so popular (and there are definitely a disproportionate number of young people who have the card on myFICO, but myFICO members are a far cry from being representative of the general population). I'm talking percentages here more than anything.
I got the freedom when i was either 19 or 20 the average score to get the freedom is like mid to upper 600s
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I haven't had my Chase Freedom card very long, but I used it recently at Belk and the female cashier looked at it and looked at me and was noticeably a lot more chatty and flirty when I whipped it out. The Chase Freedom isn't really that exclusive of a card, but there are probably not that many males in their early 20s that have the Freedom card. I don't know if the card made me more attractive as it was that the card gave off the impression of financial stability, which itself can be attractive. Little did she know she was very much barking up the wrong tree...
I'm sure there are plenty.
I decided to put that to the test and went to Creditkarma to see what it said about the median age of Chase Freedom cardholders. I am going to have to stand by my original statement. It is clear that the median age skews heavily towards the 25-34 range (55% of cardholders in fact), but not nearly as many people born in the 90s who are 18 or older have the Freedom card. In fact, 18-24 wasn't even the second most popular demographic. Of course, there are still millions of cardholders in the early 20s that have the Chase Freedom card because it is so popular (and there are definitely a disproportionate number of young people who have the card on myFICO, but myFICO members are a far cry from being representative of the general population). I'm talking percentages here more than anything.
What does CreditKarma know?
Admittedly not much, certainly not FICO scores. But I would expect them to at least know the accurate age of their members, lol.
In any case, stories of youngsters getting the Freedom on here happen every day. I am one, lol. But these incidents prove nothing about general trends. And certainly not by taking examples from such a unique community like myFICO.
@Anonymous wrote:
@MT936 wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I haven't had my Chase Freedom card very long, but I used it recently at Belk and the female cashier looked at it and looked at me and was noticeably a lot more chatty and flirty when I whipped it out. The Chase Freedom isn't really that exclusive of a card, but there are probably not that many males in their early 20s that have the Freedom card. I don't know if the card made me more attractive as it was that the card gave off the impression of financial stability, which itself can be attractive. Little did she know she was very much barking up the wrong tree...
I'm sure there are plenty.
I decided to put that to the test and went to Creditkarma to see what it said about the median age of Chase Freedom cardholders. I am going to have to stand by my original statement. It is clear that the median age skews heavily towards the 25-34 range (55% of cardholders in fact), but not nearly as many people born in the 90s who are 18 or older have the Freedom card. In fact, 18-24 wasn't even the second most popular demographic. Of course, there are still millions of cardholders in the early 20s that have the Chase Freedom card because it is so popular (and there are definitely a disproportionate number of young people who have the card on myFICO, but myFICO members are a far cry from being representative of the general population). I'm talking percentages here more than anything.
I got the freedom when i was either 19 or 20 the average score to get the freedom is like mid to upper 600s
Indeed.
When I apped the Freedom I got their worst "Outro" APR of 22.99% and a small SL of $1,500. I just moved $4,000 off my Ritz-Carlton to it to make $5,500 in case I need to run a BT to it.
So you castrated the most beautiful card to make Freedom more attractive? LOL 
@FinStar wrote:
@Anonymous wrote:
@MT936 wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I haven't had my Chase Freedom card very long, but I used it recently at Belk and the female cashier looked at it and looked at me and was noticeably a lot more chatty and flirty when I whipped it out. The Chase Freedom isn't really that exclusive of a card, but there are probably not that many males in their early 20s that have the Freedom card. I don't know if the card made me more attractive as it was that the card gave off the impression of financial stability, which itself can be attractive. Little did she know she was very much barking up the wrong tree...
I'm sure there are plenty.
I decided to put that to the test and went to Creditkarma to see what it said about the median age of Chase Freedom cardholders. I am going to have to stand by my original statement. It is clear that the median age skews heavily towards the 25-34 range (55% of cardholders in fact), but not nearly as many people born in the 90s who are 18 or older have the Freedom card. In fact, 18-24 wasn't even the second most popular demographic. Of course, there are still millions of cardholders in the early 20s that have the Chase Freedom card because it is so popular (and there are definitely a disproportionate number of young people who have the card on myFICO, but myFICO members are a far cry from being representative of the general population). I'm talking percentages here more than anything.
I got the freedom when i was either 19 or 20 the average score to get the freedom is like mid to upper 600s
Indeed.
When I apped the Freedom I got their worst "Outro" APR of 22.99% and a small SL of $1,500. I just moved $4,000 off my Ritz-Carlton to it to make $5,500 in case I need to run a BT to it.
So you castrated the most beautiful card to make Freedom more attractive? LOL
0% Interest vs 15.99% Interest...
It's in my interest to have a bigger CL on the 0% Interest card 
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:I haven't had my Chase Freedom card very long, but I used it recently at Belk and the female cashier looked at it and looked at me and was noticeably a lot more chatty and flirty when I whipped it out. The Chase Freedom isn't really that exclusive of a card, but there are probably not that many males in their early 20s that have the Freedom card. I don't know if the card made me more attractive as it was that the card gave off the impression of financial stability, which itself can be attractive. Little did she know she was very much barking up the wrong tree...
I'm sure there are plenty.
I decided to put that to the test and went to Creditkarma to see what it said about the median age of Chase Freedom cardholders. I am going to have to stand by my original statement. It is clear that the median age skews heavily towards the 25-34 range (55% of cardholders in fact), but not nearly as many people born in the 90s who are 18 or older have the Freedom card. In fact, 18-24 wasn't even the second most popular demographic. Of course, there are still millions of cardholders in the early 20s that have the Chase Freedom card because it is so popular (and there are definitely a disproportionate number of young people who have the card on myFICO, but myFICO members are a far cry from being representative of the general population). I'm talking percentages here more than anything.
What does CreditKarma know?
Admittedly not much, certainly not FICO scores. But I would expect them to at least know the accurate age of their members, lol.
In any case, stories of youngsters getting the Freedom on here happen every day. I am one, lol. But these incidents prove nothing about general trends. And certainly not by taking examples from such a unique community like myFICO.
I don't know if CK is any more representative of the general population than MyFico. Probably a difference slice, but not more representative.
I mean, there are people on CK who think cards like Amex Gold and Freedom show financial security, not understanding that these are entry-level cards for Chase and Amex. Oh, wait, that's here!
