Do you remember your FIRST credit card?

[pipeguy]

Washington Shopping Card (joint card between 7 or 8 major department stores in the DC area, Hecht Co, Woodies, Garfinkles, etc) followed by a BankAmericard (Visa) and MasterCharge (MasterCard) then an NEC Card (Discover today) - at the time you could only have one each BAC or MC - all this started in 1971. First AmEx, 1978.... damn I'm old..... 

Edit/Add: I had an Esso Gas Card too in the early 70's, before Exxon

Found this image on the net - no idea who Mr Kemp is but the card is 30+ years obsolete

[Anonymous]

Cap One Journey (now a QS). Next day, got my Discover It. 

[Anonymous]

On my 18th birthday, September 22, 2009. The old Chase +1 Student Card with a $300 limit.... That card was the +1 until 2012 when they discontinued the product and it automatically PC'd to the Chase Freedom. Continued to stay at that CL until I applied for an increase this past May.... $1000... Still the lowest limit out of any of my cards but I asked for that CLI before I knew aim high and then wait for counter offer.... Oh well, in two years I'll shoot for a massive CLI.

Good times! Chase gave me a shot right from the jump

[lokobo]

Was fresh out of school with no credit history and got a pre approval letter from capital one for an unsecured Capital One Platinum Master Card. My parents told me I should apply for it and start a credit history lol.

I was approved for $500 and credit steps to $750.  Learned a lot about credit since then and also got a lot more cards as well.  Then 5 years later they finally gave me a CLI, and then I PC'd to QuickSilver and got a few more soft pull CLIs.

[Anonymous]

Wasn't that long ago. Cap One Platinum $300 (wish I'd passed on this), Chase Freedom $500 approved within minutes of each other in July 2014. Pleased with my progress since then.

[TrialByFire]

Cap one Something for $2k in 2004. They/I later came to regret that decision 😳

[cem13]

In 1984 I applied to only 2 companies: Sears and Simmons.  Sears denied me for lack of history but Simmons took a chance on me with a $200 SL (HUGE limit for my age and that era).  Simmons gradually gave me SP CLIs over the years to $5K.  That was the lowest CL later on but I still valued Simmons for taking the chance on me.

FF to today, I was forced to IIB Simmons in my BK7.  I had a balance of about $200 on that card, $20K on Chase, $15K on Discover, $25K on Duck Unlimited, and $35K on a Visa card.  I wanted to pay off Simmons and keep them open but my Attorney told me that would be illegal.

I called Simmons and told them that I would pay them immediately after DC if they would keep my account open, they declined and said all DC accounts get closed.  I paid them as I promised but they told me they could not re-open my account and would not approved me with a BK7 reporting.

I feel a sense of obligation to Simmons because they took a chance with me @ 19 Y.O.  But since they have a "No BK Policy", it is their loss.

[thom02099]

In the mid-70s, back when it was a paper application you mailed in, then waited for a response.  Credit was a different animal back then, and easier to get.

First card wasn't a credit card, it was a Carte Blanche charge card.  Was making good money for that time, and thought I was gonna travel and see the world, hence that choice.  Had been told it was a great card for travel.  Surprised as heck when the card arrived in the mail.  That was followed by an AMEX Green card.

[youdontkillmoney]

Mine was probably AMEX green as a college student, followed by Citibank and Bank of New York since these were the banks with flyers posted all over campus. They were all easy to get.

[eddie84]

I think it was in 1998 and from Providian bank (they were bought by WaMu and then Chase).