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How many different credit cards and charge cards are issued in the U.S. ?

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Nostradamuz
Regular Contributor

How many different credit cards and charge cards are issued in the U.S. ?

I believe about 5,000 but I'm not sure. Does anyone know ?

Message 1 of 14
13 REPLIES 13
NRB525
Super Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

I don't know, sorry. 

edit: I used this neat tool called Google, and found out Wallet Hub thinks the number is only 1,000 different CC.  

So after phoning a friend I'll answer "1,000". 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 14
Nostradamuz
Regular Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

There are more than 1,000. Wallethub reviews 1,000 cards. Elan Financial (US Bank) issues cards for 1,400 partners, TCM Bank  for 750 partners, UMB Bank for 250 partners, Commerce Bank issues about 69 cards, First Bankcard (FNBO) issues cards for 250 partners plus the cards issued for the others banks.  Elan Financial issues 6 cards for each partner. My initial count was wrong. My conclusion: there are more than 10,000 different credit/charge cards in America.

Message 3 of 14
Nostradamuz
Regular Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

One correction: Elan Financial issues only 3 credit cards for many partners.

Message 4 of 14
AverageJoesCredit
Legendary Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?


@Nostradamuz wrote:

I believe about 5,000 but I'm not sure. Does anyone know ?


Im not sure but i think between @Mahraja @credit_is_crack  and @Gmood1 , i believe they have them all 🤣

Message 5 of 14
AverageJoesCredit
Legendary Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?


@Nostradamuz wrote:

There are more than 1,000. Wallethub reviews 1,000 cards. Elan Financial (US Bank) issues cards for 1,400 partners, TCM Bank  for 750 partners, UMB Bank for 250 partners, Commerce Bank issues about 69 cards, First Bankcard (FNBO) issues cards for 250 partners plus the cards issued for the others banks.  Elan Financial issues 6 cards for each partner. My initial count was wrong. My conclusion: there are more than 10,000 different credit/charge cards in America.


The funny thing is when you search credit cards, and supposedly over 1k yet searches always showing same credit cards we all know lol. So im gonna venture out and say there are 25 credit cards in the USSmiley Wink

Message 6 of 14
Gmood1
Super Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?


@AverageJoesCredit wrote:

@Nostradamuz wrote:

I believe about 5,000 but I'm not sure. Does anyone know ?


Im not sure but i think between @Mahraja @credit_is_crack  and @Gmood1 , i believe they have them all 🤣


@AverageJoesCredit 

😂😂😂😂😂😂😂

I think Finstar has all of them.😆

I've ran through my fair share but nothing like some of my peers. 

My numbers are a drop in the bucket to the number of CCs available.

Maybe 10 or so hidden and 75 still reporting.Screenshot_20200503-092818.jpg

 

Message 7 of 14
Nostradamuz
Regular Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

Answer: 10,000 o more different cards. 

Message 8 of 14
Gmood1
Super Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

Break that down to lenders, I suspect the number is much lower.

Message 9 of 14
AverageJoesCredit
Legendary Contributor

Re: How many different credit cards and charge cards are issued in the U.S. ?

10k cards is alot but im sure it individual bank/cu have their own plain jane version. Anyone up for the 2020 MyFico Great Credit Card official list challenge?Smiley Wink

 

Ps @FinStar  we miss yaSmiley Happy

Message 10 of 14
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