How old are you, and...

[yudeology101]

I'm 33, and I think I had my first CC when I was 18.  I ended burning all lenders (I had Chase, Citi, Cap1, A&F, total of 10+ cards i think) in college years.  Slowly but surely I see my credit being restored, as i see the scores continue to rise.  

[cookiebird]

I got my first credit cards when I was 18.  Pre approvals for Discover, JCP, Sears and then added a Home Depot.. Screwed them all up!  Tried to start again around 27 but it went south again. Got divorced and recovering from all the credit woes I am now on a good track. I am 38 and haven't had a missed or late payment on my CR in 6 years.

[KoolDev]

Im 44 and I dont remember.

lol  I think i got my first cc when i was 24.  

Now I have 10 with aproximately 17% utilization reporting, actual uti of 7%

[RushXTC]

I'm 22 and I got my first card at 19, iirc it was the BoA Cash Rewards31

[gen-specific]

25

[Anf_dude]

I'm 21.

Got My First CC 3 Months After Turning 18. The Now Retired Blue/White No Hassle Rewards CapOne MC.

[yudeology101]

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@enxinas wrote:

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@09Lexie wrote:
I was an AU on my parents ccs when I was 16, got my first Visa with BoA when I opened my own checking account in Westwood in 1982. I'm 49 yrs old

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I honestly thought you're in the late 20s.

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+1, I really thought Lexie was in her 20s...maybe early 30s.

[yudeology101]

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@starry1 wrote:
I'm 44, got my first card at 19, a BankOne mastercard. I kept that card until I was about 30 through several different banks, but then it ended up with someone I didn't want to do business with, either wf or bofa, and I closed it. They tried to like triple my interest rate.

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I thought you were in your 20s, too....like Lexie.

[leoment]

I'm 23.

First credit card was the Target store card just after I turned 18.  I would've gone wild shopping with it (cute clothes become 10x more tempting when you first get some plastic, lol), but my mom was (thankfully) a hardass about making sure I paid my bills on time.

[chwebb1]

I'm 23. I got my first credit card (cosigned with my mother) at 18 from a local CU.