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I can really use some help

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Anonymous
Not applicable

Re: I can really use some help

The savings account also accrue a small amount of interest depending on what's in them.

Message 11 of 27
JoshNurse
Frequent Contributor

Re: I can really use some help


@Anonymous wrote:

The savings account also accrue a small amount of interest depending on what's in them.


Thanks I will try it out.  ANy chance i can use my ally bank as a bank that capital one 360 auto sends money to? if not i prefer just to stay on captal one for all acocunts and leave my ally bank.

Message 12 of 27
Anonymous
Not applicable

Re: I can really use some help

I'm not quite sure because I haven't done that yet. 

Message 13 of 27
KneelBeforeZod
Frequent Contributor

Re: I can really use some help

You can send money to any bank that you verify as yours through CapOne 360. I've had then since they were originally ING Direct Electric Orange and like them. I really like that you can activate/deactivate your debit card at will for extra security.

All ATMs are on the Allpoint network. Allpoint has an app that can show you locations.

Getting checking through them is a HP - just in case you weren't aware or I didn't read closely enough to see if anyone previously mentioned it.
Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740
Message 14 of 27
SusieQ
Regular Contributor

Re: I can really use some help

I also have CapOne 360 and have been a customer since they were ING.    They are a great bank and have ATM linked locations everywhere.    Recommend.

Message 15 of 27
H_you
Valued Member

Re: I can really use some help

I use Ally bank for my savings....better interest...all free... And I believe they don't have any ATM fees for their checking. Surprisingly easy to deposit or transfer funds except for the three day wait
Message 16 of 27
JoshNurse
Frequent Contributor

Re: I can really use some help

I am stuck between discover and capital one 360. 

 

Can i automate my savings with my discover account.  For example:

 

Auto depost to x account every month.

Message 17 of 27
14Fiesta
Established Contributor

Re: I can really use some help


@JoshNurse wrote:

I am stuck between discover and capital one 360. 

 

Can i automate my savings with my discover account.  For example:

 

Auto depost to x account every month.


You can auto draft from external accounts with both Discover Checking and Savings, however keep in mind with savings there is a max withdrawal of 6 per month, so if you plan on needing the money frequently, go with checking. Heck even go for both if you want, they make a good combo and its only a HP on Chex for new accounts. If you go for checking make sure to sign up for the $50 bonus since you have the IT card. 






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 18 of 27
JoshNurse
Frequent Contributor

Re: I can really use some help

Can someone please post an image of the web admin area.  bock out any info u dont want to show. Its just that the web interface and ease of use is also important to me.

 

please post images of capital one 360 and discover if possible.

Message 19 of 27
Anonymous
Not applicable

Re: I can really use some help

Here. Hope this helps, and no matter which one you choose, good luck.

Message 20 of 27
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