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MyFico and Credit Boards Differences

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Aarvard
Established Contributor

MyFico and Credit Boards Differences

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 1 of 7
6 REPLIES 6
Momof5
Frequent Contributor

Re: Does MyFico hates Credit Boards?

One of the early members of CB here.  It was good back then.  I disagree that they "encourage" not paying legitimate debts....but I won't get into a pissing match over my opinion on that.  Left years later because my credit was good.  Popped in on occasion and it had morphed into a "I can get higher limits than you!" board.  After my recent bout of unemployment, I starting going again and found a lot of helpful folks, BUT, the "youngun's" have no respect and half of the posts devolve into juvenile antics.

 

Came over here for a bit more maturity.

 

I liked CIC, but, unfortunately, it is soooo slow over there (not many new posts), that it gets "boring" or "dull". 

 

The "CRO" justification makes sense here, so now I know why certain kinds of posts aren't allowed here.  To me, it appeared that FICO banned those types of posts because it would make their product useless if folks could "fix" their reports.....

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750


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Message 2 of 7
Anonymous
Not applicable

Re: Does MyFico hates Credit Boards?


@Aarvard wrote:

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.


Ruder? Or more real... Smiley Wink

Message 3 of 7
Aarvard
Established Contributor

Re: Does MyFico hates Credit Boards?


@Anonymous wrote:

@Aarvard wrote:

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.


Ruder? Or more real... Smiley Wink


Well, how should I put this. Like unappropriate language? Honestly I'm more comfortable posting here.

I'm not a native speaker, so sometimes my sense of language is just crappy.

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 4 of 7
Anonymous
Not applicable

Re: Does MyFico hates Credit Boards?


@Aarvard wrote:

@Anonymous wrote:

@Aarvard wrote:

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.


Ruder? Or more real... Smiley Wink


Well, how should I put this. Like unappropriate language? Honestly I'm more comfortable posting here.

I'm not a native speaker, so sometimes my sense of language is just crappy.


Right. That's how people talk. If you only knew just how much self censoring I have to do when I post here, and even then I get mod cuts occasionally. Smiley Tongue

 

See HBO vs ABC. Smiley Happy

Message 5 of 7
Aarvard
Established Contributor

Re: Does MyFico hates Credit Boards?


@Anonymous wrote:

@Aarvard wrote:

@Anonymous wrote:

@Aarvard wrote:

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.


Ruder? Or more real... Smiley Wink


Well, how should I put this. Like unappropriate language? Honestly I'm more comfortable posting here.

I'm not a native speaker, so sometimes my sense of language is just crappy.


Right. That's how people talk. If you only knew just how much self censoring I have to do when I post here, and even then I get mod cuts occasionally. Smiley Tongue

 

See HBO vs ABC. Smiley Happy


LOL. I was about to say that Americans sweared too much, but I thought I would be bombarded if I said it here. 

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 6 of 7
Anonymous
Not applicable

Re: Does MyFico hates Credit Boards?


@Aarvard wrote:

@Anonymous wrote:

@Aarvard wrote:

@Anonymous wrote:

@Aarvard wrote:

I haven't read many of the posts on Credit Board, but after surfing a few, I feel like people are ruder there.


Ruder? Or more real... Smiley Wink


Well, how should I put this. Like unappropriate language? Honestly I'm more comfortable posting here.

I'm not a native speaker, so sometimes my sense of language is just crappy.


Right. That's how people talk. If you only knew just how much self censoring I have to do when I post here, and even then I get mod cuts occasionally. Smiley Tongue

 

See HBO vs ABC. Smiley Happy


LOL. I was about to say that Americans sweared too much, but I thought I would be bombarded if I said it here. 


Nah.

 

You have a point. Smiley Tongue

It becomes second nature though.

Message 7 of 7
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