My issue had to do with the EMV chip on two Gold cards and one CSP card. They would stop reading. Upon examination of the first Gold card, I noticed a cut in one of the copper traces. I didn't see this problem on second defective Gold or the CSP. though.
The issue with plastic I have, and have always had, is they crack along the top where they begin to be visible above the sleeve in my wallet. My preference has always been a wallet that holds my cards horizontally which means the cracking occurs right along the strip. Savor is my first metal card and I've only had it a couple months, but where my plastic cards see the beginning of bending usually during the first couple of weeks, the metal in that card seems to be unaffected. I have been purposely cautious not to snag the edges of the card when inserting it back into my wallet due to a lot of folks, just like you, saying the same thing about the peeling issue. I guess time will tell.
Yep. Got a replacement for my Savor card. The back peeled away to where the reader strip quit working.
My first CSP card needed to be replaced rather quickly, I'd say about 6 months after I got it. The problem was that the plastic started to delaminate from the metal, and when that happened, it was only a short matter of time before each swipe of the card was taking off chunks of plastic.
But, it's been 6 months since I got my new one, and the new one is holding up MUCH better so far, in fact it still looks pretty new. So I guess I just got unlucky with the first one.
The card that fell apart the worst was my plastic Citi Diamond Preferred card, which was also incidentally the nicest-looking plastic card I've had (at least for the first few days). It had a thin plastic film on it that would start peeling off after being in a wallet for more than a few days.
Probably my most durable card is my CFU, which still looks nearly new after a year, despite being the most frequently used card in my wallet.
Total Loan Balance: $43k / $65k
Total SL: $78k
I am female so my cards usually tend to look pristine. As i keep them in my purse i don't recall one looking worse or falling apart but i can say this: Citi cards, plastic sandwhiched are really bad. As for Metal cards. i have done better with the metal than plastic... i like them better and are more durable to me.
I like to use the physical card but sometimes not use it much as i use Apple Pay on my watch as my preference, or if i am in a nice dinner i can take out the Prestige physically, which is not made of the most quality.. but the design is really pretty.
@Ficoproblems247 wrote:The issue with plastic I have, and have always had, is they crack along the top where they begin to be visible above the sleeve in my wallet. My preference has always been a wallet that holds my cards horizontally which means the cracking occurs right along the strip. Savor is my first metal card and I've only had it a couple months, but where my plastic cards see the beginning of bending usually during the first couple of weeks, the metal in that card seems to be unaffected. I have been purposely cautious not to snag the edges of the card when inserting it back into my wallet due to a lot of folks, just like you, saying the same thing about the peeling issue. I guess time will tell.
I've had this problem with cracking across the top/strip but I attributed it to sitting on my wallet when I used to carry it in my back pocket. The top/strip area would show over the card below it and I'm sure the pressure would bend the tops of the cards over the lower card and crack them over time. I've been carrying my wallet in front pocket for maybe 10 years now and that has not happened anymore. I started doing that after getting a sit down job and taking my wallet out. Putting it back in for a car ride home started to make my butt hurt. Switched it to the front and have never looked back.
