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So Darn Addicting...

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Anonymous
Not applicable

So Darn Addicting...

Seriously, I find my self at work here checking and refreshing the forums constantly, who else does this??..Not only that but while i have been on my serious credit crack down these last 3 months im trying to find new ways to see my scores even though i know for the most part they are all FAKOS..Then...to make it harder i read all of the success stories on here and makes me want to start applying. I won’t, but ugh! 5 more days and 8k of cc debt will be completely paid off of which 5200 already is and the rest this Friday (I’ve saved for the last 3 months)..So yes this has taken over my life..lol..Will be going for mass CLI's or atleast as much as I can get with SP and apping for the PRG by months end..Alright time to send this and go refresh the page Smiley Happy

Message 1 of 22
21 REPLIES 21
ambivalent
Established Contributor

Re: So Darn Addicting...


@Anonymous wrote:

Seriously, I find my self at work here checking and refreshing the forums constantly, who else does this??..Not only that but while i have been on my serious credit crack down these last 3 months im trying to find new ways to see my scores even though i know for the most part they are all FAKOS..Then...to make it harder i read all of the success stories on here and makes me want to start applying. I won’t, but ugh! 5 more days and 8k of cc debt will be completely paid off of which 5200 already is and the rest this Friday (I’ve saved for the last 3 months)..So yes this has taken over my life..lol..Will be going for mass CLI's or atleast as much as I can get with SP and apping for the PRG by months end..Alright time to send this and go refresh the page Smiley Happy


*raising hand* I do.  I read a lot of the posts.  Not all, but a LOT.  I want all the knowledge I can get.  You can catch me lurking here M-F during work hours haha.

Aiming for 700 across FICO 8 and $150K TCL
Message 2 of 22
AirlinerDudeB6
Regular Contributor

Re: So Darn Addicting...


@prettylady wrote:

@Anonymous wrote:

Seriously, I find my self at work here checking and refreshing the forums constantly, who else does this??..Not only that but while i have been on my serious credit crack down these last 3 months im trying to find new ways to see my scores even though i know for the most part they are all FAKOS..Then...to make it harder i read all of the success stories on here and makes me want to start applying. I won’t, but ugh! 5 more days and 8k of cc debt will be completely paid off of which 5200 already is and the rest this Friday (I’ve saved for the last 3 months)..So yes this has taken over my life..lol..Will be going for mass CLI's or atleast as much as I can get with SP and apping for the PRG by months end..Alright time to send this and go refresh the page Smiley Happy


*raising hand* I do.  I read a lot of the posts.  Not all, but a LOT.  I want all the knowledge I can get.  You can catch me lurking here M-F during work hours haha.


Same here!

Discover It - $25.5k | Sam's Club MasterCard - $25k | Chase Sapphire Reserve $23.8k | Amex EveryDay - $23k | Barclays JetBlue - $23k | Citi TYP - $7.1k | Cap1 Quicksilver WMC - $7k | Marriott Rewards Premier Visa Signature - $6.5k | Chase Freedom - $3.2k | Amex Gold - NPSL |
TU 08 FICO - 812 | EQ 08 FICO - 799 | EX 08 FICO - 793 |

Utilization - 16% | AAOA - 4.3 years | In Garden - Since 9/6/16
Message 3 of 22
Stanic413
Regular Contributor

Re: So Darn Addicting...

Guilty.  I find myself trying to rush to get tasks done just so I can log on.  My daughter actually got mad at me because I was on my tablet during a softball game.  She was out for an injury so I figured it was ok to just check the new posts.  No harm, right? 

 

Congrats on paying off the debt!  I hope I get there soon!  Gotta be a great feeling.  Keep us posted on the CLIs.

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 4 of 22
baller4life
Super Contributor

Re: So Darn Addicting...

Guilty. Hi I'm baller4life and I'm a myficoholic! Smiley Very Happy
Message 5 of 22
MissMoni223
Senior Contributor

Re: So Darn Addicting...

You are NOT alone.  I too read ALOT of posts on this forum.  I read from my desktop and also from my cell phone when I'm at home.  The information is just so helpful and after NOT having this kind of info for so long, I certainly don't want to miss anything now, LOL!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 22
Anonymous
Not applicable

Re: So Darn Addicting...

Feels good not to be alone here, if only managment knew how we spend our time at work. haha

Message 7 of 22
baller4life
Super Contributor

Re: So Darn Addicting...

My roommate is ALWAYS on my case about being on Myfico from my phone and ipad. She says "are you ficoing again?" LOL.
Message 8 of 22
chalupaman
Super Contributor

Re: So Darn Addicting...

I constantly check this place whenever I can just in case I can pick up something valuable or know when a lot of people have gotten approved for a certain card, etc. I'm at college checking this site from my iphone
Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 9 of 22
baller4life
Super Contributor

Re: So Darn Addicting...

It has such a wealth of knowledge that I NEVER would have known had I not found this site. I have learned more about credit in 9 months than I have in 26 YEARS!! I went from having $0 revolving credit last Sept to $30k today. Myfico has completely changed my life and outlook on credit!
Message 10 of 22
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