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Survived another Amex FR

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Creditplz
Valued Contributor

Survived another Amex FR

F0A6039E-CB6A-4BDA-8216-6489A575D8E3.jpeg

Spent $180k since October on my plat, got a Amex FR request on Monday, today Card is back to normal! I was scared since I have like 900k points 🤣

Message 1 of 19
18 REPLIES 18
FinStar
Moderator Emeritus

Re: Survived another Amex FR

Aight.

 

LOL.jpg

Message 2 of 19
Creditplz
Valued Contributor

Re: Survived another Amex FR

That makes 3 in 1 year 😅 if they already have my tax info why request it again? Hahaha 

Message 3 of 19
Remedios
Credit Mentor

Re: Survived another Amex FR


@Creditplz wrote:

That makes 3 in 1 year 😅 if they already have my tax info why request it again? Hahaha 


 

They are more interested in charges, income source, and it's legitimacy vs how much money you made. 

If I were you, I'd reconsider high amount of business spend on personal charge card, but I guess if you aren't worried, no one should be. 

Just an FYI, most people will never go through one, so fact that you had three isn't really indicative of healthy business relationship. Put nicely, algorithm finds it sketchy. 

But, like you said "hahaha"  

 

 

Message 4 of 19
Brian_Earl_Spilner
Credit Mentor

Re: Survived another Amex FR

I, too, laugh in the face of danger. 

    
Message 5 of 19
Remedios
Credit Mentor

Re: Survived another Amex FR

I find it hard to lie after eating carrots, for some strange reason...carrots keep me honest.

 

Go figure 

Message 6 of 19
Creditplz
Valued Contributor

Re: Survived another Amex FR

This is all personal spend in the last 6 months or so 320kish , picked up 7 Rolex, have a Richard Mille to pick up when I go to Vegas next week need them to approve the charge!! im making money on the spreads! 

also DW went bananas shopping a few weeks back, they seem to like me though... I called Amex for the approval of a purchase, they said 500k was a go! But at the same time FR me 😅🤣

Message 7 of 19
Creditplz
Valued Contributor

Re: Survived another Amex FR

Message 8 of 19
805orbust
Valued Contributor

Re: Survived another Amex FR

@Creditplz like a BAWSS!!!  



Message 9 of 19
Brian_Earl_Spilner
Credit Mentor

Re: Survived another Amex FR


@Creditplz wrote:

@Brian_Earl_Spilner YOLO!!


Yeah, I remember when I got my first charge card. 

    
Message 10 of 19
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