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Three Months Back on FICO Forums

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CorpCrMgr1
Valued Contributor

Three Months Back on FICO Forums

After a couple of years of not signing in but utilizing the Forums, I had to start all over. I've made it back to Valued Contributor though the journey was not always smooth. I won't go into any issues that arose. I am glad to be back.

There have been a number of not subtle changes. Some good. Some not so good. At the end of the day, I'm encouraging more people to actually enroll. While "lurking" works for some information, being a Forum posting person that can ask a question works better.

Message 1 of 10
9 REPLIES 9
ptatohed
Valued Contributor

Re: Three Months Back on FICO Forums

Congrats Corp.  

[ Signature in dire need of updates. It's on my to-do list. Smiley Wink ]


5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 2 of 10
MrDuck
Valued Member

Re: Three Months Back on FICO Forums

Same here just came back this past week. I don't fully remember my status but everything is back at 0 and I had 1000s of comments and posts. Guess that break I took from this site was too long.

Message 3 of 10
Thomas_Thumb
Senior Contributor

Re: Three Months Back on FICO Forums

Welcome back. I suspect they would not let you use your old name.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 4 of 10
flexin222
Regular Contributor

Re: Three Months Back on FICO Forums

Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies









Message 5 of 10
MissLiz
Established Contributor

Re: Three Months Back on FICO Forums


@CorpCrMgr1 wrote:

 While "lurking" works for some information, being a Forum posting person that can ask a question works better.



I have to agree! I was an enormous lurker before I finally decided to join party. My inner circle isn't the least bit interested in my credit talk. I had one acquaintance say, "Oh, it's super easy to fix your credit. Just open Credit Karma and dispute everything that's bad, then they just delete it. It worked for me and now I have perfect credit!"

 

It took every bit of restraint I had to not get violent. 😂 That being said, if I had total board views, post views, messages read, and minutes I spent online credited to my account from BEFORE I became a member, I would be a mega contributor by now!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 6 of 10
Horseshoez
Senior Contributor

Re: Three Months Back on FICO Forums


@flexin222 wrote:

Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies


Are you under the impression if you suspend your paid account you can no longer post?  If so, nothing could be further from the truth; I posted here for well over a year before I paid for one of the myFICO plans, and then cancelled it for over a year, and then reinstated it when I was on the run up to applying for a mortgage.  Through that entire time my account and my posting privileges in the Community forum remained unaffected.

Chapter 13:

  • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
  • Filed: 26-Feb-2015
  • MoC: 01-Mar-2015
  • 1st Payment (posted): 23-Mar-2015
  • Last Payment (posted): 07-Feb-2020
  • Discharged: 04-Mar-2020
  • Closed: 23-Jun-2020

 

I categorically refuse to do AZEO!

In the proverbial sock drawer:
Message 7 of 10
FicoMike0
Valued Contributor

Re: Three Months Back on FICO Forums

Pay!? People pay for all this abuse? I'm guess paying for scores is against my religion. 

Message 8 of 10
tcbofade
Super Contributor

Re: Three Months Back on FICO Forums


@FicoMike0 wrote:

Pay!? People pay for all this abuse? I'm guess paying for scores is against my religion. 


smiley-laughing021.gif

Fico 8 4/02/25: EX 804, EQ 823, TU 819.
Fico 9: EX 765 09/13/24, EQ 776 10/04/24, TU 755 08/15/24.

Zero percent financing is where the devil lives...
Message 9 of 10
unsungivy
Valued Contributor

Re: Three Months Back on FICO Forums


@Horseshoez wrote:

@flexin222 wrote:

Welcome back! I have to suspend my account once a year when funds get low, so I feel ya...Let's go Credit homies


Are you under the impression if you suspend your paid account you can no longer post?  If so, nothing could be further from the truth; I posted here for well over a year before I paid for one of the myFICO plans, and then cancelled it for over a year, and then reinstated it when I was on the run up to applying for a mortgage.  Through that entire time my account and my posting privileges in the Community forum remained unaffected.


Yeah the concept of paying for the forums is... wrong.

 

Makes me think of that recent hot mess of a thread from that kid who "bought" an AU and paid for MyFICO sub as well and kept stating that he paid to post here over and over.

 

P.S. I wanta be Valued, waahhhhh! 😭😭😭

Biz - Authorized User -
Sock - Debit Cards -
Chopping Block -
Message 10 of 10
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