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USAA does it again

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Anonymous
Not applicable

USAA does it again

I sure like USAA.

 

Just got my homeowners renewal notice and......the rates are dropping over $300 per year, my deductible is going down 50%, my coverages have been improved across the board.

 

I shopped comparables from Hartford, Nationwide, State Farm, All State and they ranged from $500 to $1000 per year more than USAA.

 

My auto policy did go up $50, but when considering my drop in homeowners and that I get $50-100 each yearend in policy divident....I'm happy with the package.

 

txjohn

Message 1 of 7
6 REPLIES 6
Imhotrodcrazy
Valued Contributor

Re: USAA does it again

Congrats on the savings.  In todays economy it's nice to get a break like that.  My rates have been stable the last few years.  They are fair, and have not increased, so I am happy  too. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 2 of 7
Anonymous
Not applicable

Re: USAA does it again

yeah...this was about a 20% decrease while coverages improved and deductible went down....previously USAA only offered 2% on wind/hail damage...now it is 1%.

 

txjohn

Message 3 of 7
Anonymous
Not applicable

Re: USAA does it again

Are you in a state where you can buy auto

coverage for a year?  Most states are 6 months.

I am in NH which is a one year state. 
I have Geico and very happy.

Message 4 of 7
Imhotrodcrazy
Valued Contributor

Re: USAA does it again

I am located in So Calif. and my insurance is yearly.  I get my best deal from the Auto Club of So Cal. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 5 of 7
Anonymous
Not applicable

Re: USAA does it again

My policy is 6 months.  I'm not sure if this is a state reg or just how USAA does things.

 

txjohn

Message 6 of 7
HindSight_20_20
Frequent Contributor

Re: USAA does it again

txjohn,

 

I'm with you on the USAA bandwagon,

I just got my auto policy, renters insurance 're-newal' letters and they all dropped about 25-30% AND the coverage is better! Now THAT was a nice surprise!

 

USAA is going to be a part of my family for a looooonnnnngggggg time!


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