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Waiting for that ScoreWatch update..

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meehan22
Frequent Contributor

Waiting for that ScoreWatch update..

That moment when it takes nearly 7 years to pay off your debt.. your sitting at a 680 something credit score on Equifax and subbed to ScoreWatch.. and debt is starting to fly off. Oh, and that you just paid off your last 3 debts and credit cards in full.. Starting at the beginning of the year your old paid Charged Off tradelines and collections have started to fall off. 

 

You wait.. and wait.. and wait. Because you know every day, every week, and every month from here on out that score is going to continue to climb! 

 

You want to order more credit repots, but at the cost it just doesn't seem practical. You watch your Inbox, you have the MyFico app on your iPhone, and you wait for the newest update. You have MyFico Quaterly for Trans Union, but thats another 3 months away again. So you pout, your impatient. 


C'mon ScoreWatch! 

 

 

Have a good week everyone! 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 1 of 21
20 REPLIES 20
yudeology101
Senior Contributor

Re: Waiting for that ScoreWatch update..


@meehan22 wrote:

That moment when it takes nearly 7 years to pay off your debt.. your sitting at a 680 something credit score on Equifax and subbed to ScoreWatch.. and debt is starting to fly off. Oh, and that you just paid off your last 3 debts and credit cards in full.. Starting at the beginning of the year your old paid Charged Off tradelines and collections have started to fall off. 

 

You wait.. and wait.. and wait. Because you know every day, every week, and every month from here on out that score is going to continue to climb! 

 

You want to order more credit repots, but at the cost it just doesn't seem practical. You watch your Inbox, you have the MyFico app on your iPhone, and you wait for the newest update. You have MyFico Quaterly for Trans Union, but thats another 3 months away again. So you pout, your impatient. 


C'mon ScoreWatch! 

 

 

Have a good week everyone! 


I thought I was the only one!  Looks like i'm not the only one who's addicted to MyFico & Credit Score Watch.

 

Shall we seek help? lol

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 21
meehan22
Frequent Contributor

Re: Waiting for that ScoreWatch update..

haha! Glad I am not the only one!! 

 

You probably know better than me, it is my understanding that ScoreWatch doesn't do alerts for updates on Public Records correct? Just waiting for 2 things to update.. grrr. cant wait! 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 3 of 21
notfancy
Valued Contributor

Re: Waiting for that ScoreWatch update..


@meehan22 wrote:

haha! Glad I am not the only one!! 


Ha! I can assure you, you are not. Guilty here as well! I loved the way you wrote your original post, by the way. It made me laugh.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 4 of 21
yudeology101
Senior Contributor

Re: Waiting for that ScoreWatch update..


@meehan22 wrote:

haha! Glad I am not the only one!! 

 

You probably know better than me, it is my understanding that ScoreWatch doesn't do alerts for updates on Public Records correct? Just waiting for 2 things to update.. grrr. cant wait! 


Honestly I have no clue, but it is possible.  Best of luck to you!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 5 of 21
meehan22
Frequent Contributor

Re: Waiting for that ScoreWatch update..

No alerts yet!
I just want to pull the trigger so bad and check them again but I am trying to hold back. 
Thoughts have crossed to make copies of everything and mail them to the credit bureau's. 

As soon as they get updated my rear end will be out of the garden I got a feeling. Want to app for Barclays, Chase, Walmart, to get things rolling. TU is 689 as of right now but with 2 unpaid judegments and a tax lien still showing as owing no way I can app yet. Smiley Mad


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 6 of 21
Kenny
Moderator Emeritus

Re: Waiting for that ScoreWatch update..

I have no patients for score alert. LOL I just do daily credit report pulls.. Part of my personality is that I know I have to have information and when I want it so I just bite the bullet and cut back on useless things in life that I don't need to be buying. Smiley Happy
Message 7 of 21
meehan22
Frequent Contributor

Re: Waiting for that ScoreWatch update..


@KennyS2006 wrote:
I have no patients for score alert. LOL I just do daily credit report pulls.. Part of my personality is that I know I have to have information and when I want it so I just bite the bullet and cut back on useless things in life that I don't need to be buying. Smiley Happy

lol! Smiley Happy I got a feeling over the course of the next couple months I'll be clicking order on some more reports to watch the progress of everything updating and falling off. Damn you MyFico going to get some more of my money! 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 8 of 21
Kenny
Moderator Emeritus

Re: Waiting for that ScoreWatch update..


@meehan22 wrote:

@KennyS2006 wrote:
I have no patients for score alert. LOL I just do daily credit report pulls.. Part of my personality is that I know I have to have information and when I want it so I just bite the bullet and cut back on useless things in life that I don't need to be buying. Smiley Happy

lol! Smiley Happy I got a feeling over the course of the next couple months I'll be clicking order on some more reports to watch the progress of everything updating and falling off. Damn you MyFico going to get some more of my money! 


*facepalm* at my patients typing... patience

Message 9 of 21
meehan22
Frequent Contributor

Re: Waiting for that ScoreWatch update..


@KennyS2006 wrote:

@meehan22 wrote:

@KennyS2006 wrote:
I have no patients for score alert. LOL I just do daily credit report pulls.. Part of my personality is that I know I have to have information and when I want it so I just bite the bullet and cut back on useless things in life that I don't need to be buying. Smiley Happy

lol! Smiley Happy I got a feeling over the course of the next couple months I'll be clicking order on some more reports to watch the progress of everything updating and falling off. Damn you MyFico going to get some more of my money! 


*facepalm* at my patients typing... patience


Now its I get off of work at 5PM and rush home to check my mail box knowing damn well nothing is in there. And probably wont be for 30-60 days. Mailed the CRA's copies of my satisfaction of judgement and receipt, sealed and signed, from the state for the tax lien a week ago in hopes of getting an earlier update.

 

Its nail biting fun I tell ya!  I got a feeling the first week of March I am going to pull a score watch report to see if any of it have been updated. haha. 

 


Wallet: Chase $6,000 - Discover $1,500 - Walmart $2,200 - Voyage FCU $1,300 - Zales $2,300 - Elan Fin: $12,500(AU, reporting) - Chase $8,500 (AU, reporting) 1% UTL
Message 10 of 21
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