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Weird AOD benefit...

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unsungivy
Established Contributor

Weird AOD benefit...

I just got mail from them to "activate" my 2k "Accidental Death & Dismemberment" insurance that AOD pays for.

 

Since you have to join the CU to get the AOD Visa, and this is apparently something included for CU members, this makes it a CC benefit... hahahahahaha!

 

Uncommon CC benefit: get 1k if you lose your thumb!

SD - Biz -
Message 1 of 9
8 REPLIES 8
Aim_High
Super Contributor

Re: Weird AOD benefit...


@unsungivy wrote:

Uncommon CC benefit: get 1k if you lose your thumb!


I would give that a "thumbs up" but ... well Smiley Frustrated

 

smirk_emoji.png


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Message 2 of 9
GatorCowboyLion
Regular Contributor

Re: Weird AOD benefit...

I'll be sure to let my wife know about this exciting new benefit she has! Any clarification on how much of a finger must be dismembered to receive the full benefit? Is there a beyond the knuckle requirement? Just curious for no reason. 🤔

Message 3 of 9
uoyankee
New Contributor

Re: Weird AOD benefit...

A few, maybe a lot of, credit unions offer some sort of life or ad&d insurance just for being a member.  I have a few 1k policies that probably won't be cashed in even if I did die, but I try to keep the paperwork for them in order so the option is there just in case.  One may even be $5k.  

Message 4 of 9
Otto77
New Contributor

Re: Weird AOD benefit...

Many credit unions offer stuff like this for free. It really is free but it is used by the company offering the insurance as a foot in the door to try and upsell you on other insurance products

Message 5 of 9
JNA1
Valued Contributor

Re: Weird AOD benefit...

I get the same thing from NFCU, PenFed, AOD, and my local CU. Affinity, Grow, and Alliant have not offered it so far. 

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Message 6 of 9
UpperNwGuy
Valued Contributor

Re: Weird AOD benefit...

Just be sure to read whatever it is that you have to sign.  Many times the fine print says that you are giving the insurance company the right to contact you to attempt to sell you insurance that is not free.

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Message 7 of 9
Crowhelm
Established Contributor

Re: Weird AOD benefit...


@unsungivy wrote:

I just got mail from them to "activate" my 2k "Accidental Death & Dismemberment" insurance that AOD pays for.

 

Since you have to join the CU to get the AOD Visa, and this is apparently something included for CU members, this makes it a CC benefit... hahahahahaha!

 

Uncommon CC benefit: get 1k if you lose your thumb!


LOL, well better than getting nothing for it







Message 8 of 9
Crowhelm
Established Contributor

Re: Weird AOD benefit...


@Aim_High wrote:

@unsungivy wrote:

Uncommon CC benefit: get 1k if you lose your thumb!


I would give that a "thumbs up" but ... well Smiley Frustrated

 

smirk_emoji.png


ROFL, very clever







Message 9 of 9
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